636 N Centre St, Cumberland, MD 21502 Property Records

Allegany County property record for 636 N Centre St, Cumberland, MD 21502

Property Summary

Property Type	Commercial
Lot Size	0.065 acres (2,836 sqft)
Owner	Trust Name on File
Tax Bill	$130 (2025)
Deeds & Mortgages	Dec 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`05-028965`

Property Details

APN / Parcel Number

Primary APN	`05-028965`
Alternative APNs	`5028965` `028965`

Exterior

Exterior Material	Logs
Lot Area	2,836 sqft (0.065 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	028965
Street Address	636 N CENTRE ST
City	CUMBERLAND
State	MD
Zip	21502
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	636 N CENTRE ST PT LOT 14 36X94 BEALLS 1ST 30X93
Legal Lot Number	14
Jurisdiction	ALLEGANY MD
Township / Civil Division	14, CUMBERLAND
Census Block Group	2
Census Block	2008
Census Tract	1000

Owner

Source: Allegany County records · APN 05-028965

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	PO BOX 899, CUMBERLAND, MD 21501-0899
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 01, 2017
Transfer Doc	002349-0456
Record Updated	Sep 20, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Dec 27, 2017
Property Address	636 N CENTRE ST, CUMBERLAND, MD 21502
Document Number	0023490456
Book / Page	002349 / 000456
Instrument Date	Dec 01, 2017
Transaction Type	Transfer
Record Updated	Jan 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 N CENTRE ST MD, MD

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,200 (+0.47%) Land $9,900 Building $4,300	$14,200 (-) Land $9,900 Building $4,300
2025	$130.00	$14,133 (+0.95%)	$14,200 (+1.43%) Land $9,900 Building $4,300
2023	$130.00	$14,000 Land $9,900 Building $4,100	$14,000 Land $9,900 Building $4,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010010002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1989–1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1995 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 721 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skypacket Networks Fixed Wireless	100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF CUMBERLAND serves 27,039 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.