710 Joan Cir, Salem, VA 24153 Property Records

Salem City property record for 710 Joan Cir, Salem, VA 24153

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,268 sqft · built 1986
Lot Size	0.292 acres (12,720 sqft)
Owner	Individual Name on Record
Last Sale	$466,122 (Sep 2022)
Tax Bill	$4,378 (2023)
Deeds & Mortgages	May 2022 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265-3-3`

Property Details

APN / Parcel Number

Primary APN	`265-3-3`
Alternative APN	`6654`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
Gross Area	4,002 sqft
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Brick
Roof Material	Shingle
Lot Area	12,720 sqft (0.292 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	50 sqft
Deck Area	800 sqft
Patio Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	6654
Street Address	710 JOAN CIR
City	SALEM
State	VA
Zip	24153-6655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LT 10 BLK 5 SEC 4 KAREN HILLS
Legal Subdivision	KAREN HILLS
Legal Block	5
Legal Lot Number	10
Jurisdiction	SALEM CITY VA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4012
Census Tract	10502

Owner

Source: Salem City records, as of August 16, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	710 JOAN CIR, SALEM, VA 24153-6655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 9, 2022	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Deed Document Number	220002343
Record Updated	Jun 7, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	710 JOAN CIR, SALEM, VA 24153-6655
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 JOAN CIR, SALEM, VA 24153-6655

Mortgage

Document Number	0000001261
Date	May 9, 2022
Instrument	220001261

Lender

Name	COGENT BANK
Type	Bank
Address	SALEM, VA 24153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Mar 7, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM CITY VA
Property Address	710 JOAN CIR, SALEM, VA 24153-6655
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	FIRST CHOICE TITLE & STLMT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001269
Date	May 10, 2022
Instrument	220001269

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	DALEVILLE, VA 24083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM CITY VA
Recording Date	Sep 9, 2022
Property Address	710 JOAN CIR, SALEM, VA 24153-6655
Document Number	0000002343
Map Reference	MB 2 PG 51
Instrument Date	Sep 9, 2022
Instrument	220002343
Transaction Type	Transfer
Record Updated	Jan 31, 2023
Title Company	FIRST CHOICE TITLE AND SETTLEMEN, FIRST CHOICE AND SETTLEM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	710 JOAN CIR, SALEM, VA 24153-6655

Mortgage

Document Number	0000002344
Date	Sep 9, 2022
Instrument	220002344

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Salem City assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Salem City
Unified School District	Salem City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,378.00	$364,900 Land $45,400 Building $319,500	$364,900 Land $45,400 Building $319,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALEM serves 24,346 people · EPA ID VA2775300
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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