Salem City property record for 705 Joan Cir, Salem, VA 24153
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.25 ba · 2,268 sqft · built 1987 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,203 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-4-17 |
| Primary APN | 242-4-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| Basement Area | 1,134 sqft |
| Finished Basement | 375 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Material | Shingle |
| Lot Area | 12,589 sqft (0.289 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 218 sqft |
| Deck Area | 251 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 705 JOAN CIR |
|---|---|
| City | SALEM |
| State | VA |
| Zip | 24153-6654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | LT 10 BLK 6 SEC 4 KAREN HILLS |
| Legal Subdivision | KAREN HILLS |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | SALEM CITY VA |
| Township / Civil Division | SALEM |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 10502 |
Source: Salem City records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 JOAN CIR, SALEM, VA 24153-6654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 1, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Apr 30, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Sep 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM CITY VA |
| Property Address | 705 JOAN CIR, SALEM, VA 24153-6654 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0000002563 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 220002563 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate | 5.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM CITY VA |
| Property Address | 705 JOAN CIR, SALEM, VA 24153-6654 |
| Document Number | 0000002551 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 705 JOAN CIR SALEM VA 241536654, SALEM, VA 24153-6654 |
| Document Number | 0000002551 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2551 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Rate | 2.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM CITY VA |
| Property Address | 705 JOAN CIR, SALEM, VA 24153-6654 |
| Document Number | 0000001036 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 705 JOAN CIR SALEM VA 241536654, SALEM, VA 24153-6654 |
| Document Number | 0000001036 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 1036 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM CITY VA |
| Property Address | 705 JOAN CIR, SALEM, VA 24153-6654 |
| Document Number | 0000002554 |
| Instrument Date | Sep 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Name | Verified Name |
|---|---|
| Address | 705 JOAN CIR SALEM VA 241536654, SALEM, VA 24153-6654 |
| Document Number | 0000002554 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 2554 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 26, 2032 |
Source: Salem City assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Salem City |
| Unified School District | Salem City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,203.00 (+12.23%) | $362,400 (+16.12%) Land $54,400 Building $308,000 | $362,400 (+16.12%) Land $54,400 Building $308,000 |
| 2023 | $3,745.00 | $312,100 Land $45,400 Building $266,700 | $312,100 Land $45,400 Building $266,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALEM serves 24,346 people · EPA ID VA2775300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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