Rowan County property record for 710 Emerald Bay Dr, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,510 sqft · built 2004 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Oct 2003) |
| Tax Bill | $6,067 (2026) |
| Deeds & Mortgages | Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 503B003 |
| Primary APN | 503B003 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,510 sqft Living Area |
| 1st Floor Area | 2,384 sqft |
| Basement Area | 1,788 sqft |
| Finished Basement | 1,788 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Lot Area | 55,757 sqft (1.28 acres) |
| Pool Area | 1,092 sqft |
| Porch | Porch |
| Porch Area | 1,120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 710 EMERALD BAY DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-1594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L25 1.28AC |
| Legal Subdivision | EMERALD BAY |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | MORGAN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 50901 |
710 Emerald Bay Dr is owned and occupied by an individual who acquired it in June 2011.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 710 EMERALD BAY DR, SALISBURY, NC 28146-1594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2003 · Amount on File |
| Deed Sale | Oct 16, 2003 · Amount on File |
| Deed Book / Page | 990 / 501 |
| Last Transfer Date | Jun 27, 2011 |
| Transfer Doc | 0011820218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 710 EMERALD BAY DR, SALISBURY, NC 28146-1594 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0013050494 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 1305/0494 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 710 Emerald Bay Dr was $6,067.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,067.00 | $905,610 (-) Land $175,000 Building $730,610 | $905,610 Land $175,000 Building $730,610 |
| 2025 | $6,067.00 | $905,610 Land $175,000 Building $730,610 | |
| 2023 | $5,095.00 | $760,586 Land $175,000 Building $585,586 | $905,610 Land $175,000 Building $730,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 710 Emerald Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 710 Emerald Bay Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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