504 Emerald Bay Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 504 Emerald Bay Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,302 sqft · built 2006
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,500 (Oct 2020)
Tax Bill	$4,785 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`503A008`

Property Details

APN / Parcel Number

Primary APN	`503A008`
Alternative APN	`6336048`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,302 sqft Living Area
1st Floor Area	1,944 sqft
Basement Area	1,827 sqft
Finished Basement	1,827 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	81,457 sqft (1.87 acres)
Garage Area	805 sqft
Porch	Porch
Porch Area	259 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	504 EMERALD BAY DR
City	SALISBURY
State	NC
Zip	28146-1596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L17 1.87AC
Legal Subdivision	EMERALD BAY
Jurisdiction	ROWAN NC
Township / Civil Division	MORGAN
Census Block Group	3
Census Block	3002
Census Tract	50901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 EMERALD BAY DR, SALISBURY, NC 28146-1596
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Sep 30, 2013 · Amount on Record
Deed Book / Page	1357 / 887
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 2, 2020
Property Address	504 EMERALD BAY DR, SALISBURY, NC 28146-1596
Document Number	0013570887
Book / Page	1357 / 887
Map Reference	MB 9995 PG 2691
Instrument Date	Aug 28, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,371.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 EMERALD BAY DR, SALISBURY, NC 28146-1596

Mortgage

Document Number	0001357888
Date	Oct 2, 2020
Instrument	1357/888

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,785.00	$714,241 (-) Land $175,000 Building $539,241	$714,241 (-) Land $175,000 Building $539,241
2023	$4,785.00	$714,241 Land $175,000 Building $539,241	$714,241 Land $175,000 Building $539,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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