710 Elizabeth St, Gilmer, TX 75644 Property Records

Upshur County property record for 710 Elizabeth St, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	3,635 sqft · built 1964
Lot Size	0.462 acres (20,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,200 (Apr 2020)
Tax Bill	$3,928 (2026)
Deeds & Mortgages	May 2021 Second Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S306-S02-C11-LT37SPT,38`

Property Details

APN / Parcel Number

Primary APN	`S306-S02-C11-LT37SPT,38`
Alternative APN	`40827`

Interior

Building Area	3,635 sqft Total Area
1st Floor Area	1,608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,125 sqft (0.462 acres)
Lot Dimensions	203 ft deep x 102 ft wide
Garage Type	Carport
Garage Area	592 sqft
Carport	Carport
Carport Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S306-S02-C11-LT37SPT,38
Street Address	710 ELIZABETH ST
City	GILMER
State	TX
Zip	75644-3124
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 37 SPT, 38, PATTERSON ADDN 2ND AMENDATION S306 (A200) .462 ACRES & HOUSE
Legal Subdivision	PATTERSON ADDN
Legal Lot Number	37
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	2
Census Block	2006
Census Tract	950400

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	710 ELIZABETH ST, GILMER, TX 75644-3124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Apr 1, 2020	Vendor's Lien, Transfer · FHA Mortgage GUARANTY BANK & TRUST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on Record
Deed Sale	Apr 1, 2020 · Amount on Record
Prior Sale	Sep 23, 2013 · Amount on Record
Deed Document Number	20202458
Prior Transfer Date	Mar 31, 2020
Prior Transfer Doc	0202002458
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	710 ELIZABETH ST, GILMER, TX 75644-3124
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104185
Date	May 28, 2021
Instrument	202104185

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Apr 1, 2050

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Apr 1, 2020
Property Address	710 ELIZABETH ST, GILMER, TX 75644-3124
Document Number	202002458
Map Reference	MB 3 PG 406
Instrument Date	Mar 31, 2020
Instrument	202002458
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 ELIZABETH ST, GILMER, TX 75644-3124

Mortgage

Document Number	202002459
Date	Apr 1, 2020
Instrument	202002459

Lender

Name	GUARANTY BANK & TRUST NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,928.00 (-2.72%)	$201,720 (-2.75%) Land $31,600 Building $170,120	$201,720 (-2.75%) Land $31,600 Building $170,120
2025	$4,038.00 (-11.93%)	$207,420 (+8.77%) Land $31,600 Building $175,820	$207,420 (+8.77%) Land $31,600 Building $175,820
2023		$190,700 Land $31,400 Building $159,300	$190,700 Land $31,400 Building $159,300
2022	$4,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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