706 Elizabeth St, Gilmer, TX 75644 Property Records

Upshur County property record for 706 Elizabeth St, Gilmer, TX 75644

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,364 sqft · built 1967
Lot Size	0.392 acres (17,076 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,298 (Mar 2026)
Tax Bill	$3,503 (2026)
Deeds & Mortgages	Nov 2006 Line of Credit Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S306-S02-C11-LT40`

Property Details

APN / Parcel Number

Primary APN	`S306-S02-C11-LT40`
Alternative APN	`2968`

Interior

Full Baths	2 Baths
Building Area	2,364 sqft Total Area
1st Floor Area	1,649 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,076 sqft (0.392 acres)
Lot Dimensions	172 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	234 sqft
Carport	Carport
Carport Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S306-S02-C11-LT40
Street Address	706 ELIZABETH ST
City	GILMER
State	TX
Zip	75644-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40, PATTERSON ADDN 2ND AMENDATION S306 (A200) .392 ACRES & HOUSE
Legal Subdivision	PATTERSON ADDN
Legal Lot Number	40
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	2
Census Block	2006
Census Tract	950400

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	706 ELIZABETH ST, GILMER, TX 75644-3124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2006	Deed of Trust, Mortgage · Line of Credit HOME123 CORPORATION
Mar 3, 2026	Deed of Trust, Mortgage · FHA Mortgage PLATINUM EAGLE MORTGAGE LLC
Mar 3, 2026	Vendor's Lien, Transfer · FHA Mortgage PLATINUM EAGLE MORTGAGE LLC
Jul 2, 2019	Vendor's Lien, Transfer · VA Mortgage INTEGRITY MORTGAGE CORPORATION OF T
Nov 13, 2006	Intrafamily Transfer, Transfer · Line of Credit HOME123 CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	20261299
Prior Transfer Date	Jun 27, 2019
Prior Transfer Doc	0201904178
Record Updated	Oct 29, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	706 ELIZABETH ST, GILMER, TX 75644-3124
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000701/565
Date	Nov 13, 2006
Book Page	701/565
Instrument	200610215

Lender

Name	HOME123 CORPORATION
Type	Non-Lending Institution

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	706 ELIZABETH ST, GILMER, TX 75644-3124
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6576 FM 856 N, TROUP, TX 75789-8036

Mortgage

Document Number	0202601300
Date	Mar 3, 2026
Instrument	202601300

Lender

Name	PLATINUM EAGLE MORTGAGE LLC
Type	Mortgage Company
Address	RICHARDSON, TX 75080

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Mar 3, 2026
Property Address	706 ELIZABETH ST, GILMER, TX 75644-3124
Document Number	0202601299
Map Reference	MB 3 PG 406
Instrument Date	Mar 2, 2026
Instrument	202601299
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	357 OAK VALLEY DR, GILMER, TX 75644-1247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 ELIZABETH ST, GILMER, TX 75644-3124

Mortgage

Document Number	0202601300
Date	Mar 3, 2026
Instrument	202601300

Lender

Name	PLATINUM EAGLE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Jul 2, 2019
Property Address	706 ELIZABETH ST, GILMER, TX 75644-3124
Document Number	0201904178
Map Reference	MB 3 PG 406
Instrument Date	Jun 27, 2019
Instrument	201904178
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1703 HEATHER ST, NACOGDOCHES, TX 75965-3117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 ELIZABETH ST, GILMER, TX 75644-3124
Investor	Possibly a Property Investor

Mortgage

Document Number	0201904179
Date	Jul 2, 2019
Instrument	201904179

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF T
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

November 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UPSHUR TX
Recording Date	Nov 13, 2006
Property Address	706 ELIZABETH ST, GILMER, TX 75644-3124
Document Number	000701/542
Book / Page	701 / 542
Map Reference	MB3 PG356
Instrument Date	Oct 31, 2006
Instrument	200610213
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	UNITED TITLE, UNITED TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 ELIZABETH ST, GILMER, TX 75644-3124

Mortgage

Document Number	0200610214
Date	Nov 13, 2006
Instrument	200610214

Lender

Name	HOME123 CORPORATION
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Rate	8.69%
Type Change Date	Nov 1, 2008
Change Frequency	Monthly
Min Rate At Change	8.69%
Max Rate At Change	10.6%
Index	6-Month LIBOR
Max Rate	15.6%

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,503.00 (+79.46%) Homeowner's exemption	$179,880 (-2.6%) Land $28,350 Building $151,530	$179,880 (-2.6%) Land $28,350 Building $151,530
2025	$1,952.00 (-22.82%) Homeowner's exemption	$184,690 (+6.42%) Land $28,350 Building $156,340	$184,690 (+6.42%) Land $28,350 Building $156,340
2023		$173,550 Land $27,490 Building $146,060	$173,550 Land $27,490 Building $146,060
2022	$2,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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