710 E Ethel St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 710 E Ethel St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,044 sqft · built 1955
Lot Size	0.233 acres (10,140 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Oct 2021)
Tax Bill	$2,492 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-253-014`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-253-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,044 sqft
Basement Area	1,044 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	10,140 sqft (0.233 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	710 E ETHEL ST
City	SAINT JOSEPH
State	IL
Zip	61873-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 COMBS, RUSSELL M., ADD
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	COMBS, RUSSELL M., ADD
Legal Lot Number	13
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3028
Census Tract	10701

Owner

Source: Champaign County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 E ETHEL ST, SAINT JOSEPH, IL 61873-9010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage LONGVIEW BANK
Jul 30, 2021	Warranty Deed, Transfer NOT AVAILABLE, ACT
Sep 18, 2019	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	202125491
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 13, 2026
Property Address	710 E ETHEL ST, SAINT JOSEPH, IL 61873-9010
Document Number	0000010794
Instrument Date	Jun 30, 2026
Instrument	202610794
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 E ETHEL ST, SAINT JOSEPH, IL 61873-9010

Mortgage

Document Number	0000010794,
Date	Jul 13, 2026
Instrument	202610794

Lender

Name	BUSEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2046

Interest

Rate	6.48%
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 26, 2021
Property Address	710 E ETHEL ST, SAINT JOSEPH, IL 61873-9010
Document Number	0000025491
Map Reference	MB K PG 169
Instrument Date	Oct 25, 2021
Instrument	2021R25491
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 E ETHEL ST, SAINT JOSEPH, IL 61873-9010

Mortgage

Document Number	0000025492
Date	Oct 26, 2021
Instrument	2021R25492

Lender

Name	LONGVIEW BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 30, 2021
Property Address	710 E ETHEL ST, SAINT JOSEPH, IL 61873-9010
Document Number	0000017988
Map Reference	DOC541357 MBK PG169
Instrument Date	Jul 13, 2021
Instrument	2021R17988
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	710 E ETHEL ST, SAINT JOSEPH, IL 61873-9010

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 18, 2019
Property Address	710 E ETHEL ST, SAINT JOSEPH, IL 61873-9010
Document Number	0000015411
Map Reference	MB K PG 169
Instrument Date	Sep 13, 2019
Instrument	2019R15411
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 DUNLAP WORKS NORTH ROAD, SIDNEY, IL 61877

Mortgage

Document Number	0000015412
Date	Sep 18, 2019
Instrument	2019R15412

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,100 (+25.25%) Land $9,570 Building $34,530	$132,300 (+25.25%) Land $28,710 Building $103,590
2024	$2,492.00 (+14.94%)
2022	$2,168.00 Homeowner's exemption	$35,210 Land $7,640 Building $27,570	$105,630 Land $22,920 Building $82,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MF Wireless, Nextlink.

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