702 E Ethel St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 702 E Ethel St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 977 sqft · built 1951
Lot Size	0.233 acres (10,139 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2020)
Tax Bill	$2,548 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-253-012`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-253-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	977 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	977 sqft
Basement Area	977 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	10,139 sqft (0.233 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	702 E ETHEL ST
City	SAINT JOSEPH
State	IL
Zip	61873-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 COMBS, RUSSELL M., ADD
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	COMBS, RUSSELL M., ADD
Legal Lot Number	11
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3028
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	702 E ETHEL ST, SAINT JOSEPH, IL 61873-9010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB/CHAMPAIGN-URBANA
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Jun 19, 2017	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	202011900
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 29, 2020
Property Address	702 E ETHEL ST, SAINT JOSEPH, IL 61873-9010
Document Number	0000011900
Instrument Date	Jun 26, 2020
Instrument	11900
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 E ETHEL ST ST JOSEPH IL 618739010, ST JOSEPH, IL 61873-9010

Mortgage

Document Number	11901
Date	Jun 29, 2020
Instrument	11901

Lender

Name	FIRST FSB/CHAMPAIGN-URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Interest

Rate	2.87%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 4, 2018
Property Address	702 E ETHEL ST, SAINT JOSEPH, IL 61873-9010
Document Number	0000015432
Map Reference	MB K PG169
Instrument Date	Aug 31, 2018
Instrument	2018R15432
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	702 E ETHEL ST, SAINT JOSEPH, IL 61873-9010

Mortgage

Document Number	0000015433
Date	Sep 4, 2018
Instrument	2018R15433

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 19, 2017
Property Address	702 E ETHEL ST, SAINT JOSEPH, IL 61873-9010
Document Number	0000010890
Map Reference	MB K PG169
Instrument Date	Jun 16, 2017
Instrument	2017R10890
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 E ETHEL ST, SAINT JOSEPH, IL 61873-9010

Mortgage

Document Number	0000010891
Date	Jun 19, 2017
Instrument	2017R10891

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,960 (+25.31%) Land $9,570 Building $35,390	$134,880 (+25.31%) Land $28,710 Building $106,170
2024	$2,548.00 (+14.88%)
2022	$2,218.00 Homeowner's exemption	$35,880 Land $7,640 Building $28,240	$107,640 Land $22,920 Building $84,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MF Wireless, Nextlink.

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