710 E 10th St, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 710 E 10th St, Charlotte, NC 28202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,733 sqft · built 2000
Lot Size	0.099 acres (4,312 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jun 2006)
Tax Bill	$5,469 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-106-18`

Property Details

APN / Parcel Number

Primary APN	`080-106-18`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,733 sqft Living Area
Gross Area	3,217 sqft
1st Floor Area	1,163 sqft
Upper Floors Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Other
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	4,312 sqft (0.099 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Finished/Open Porch
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	710 E 10TH ST
City	CHARLOTTE
State	NC
Zip	28202-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR-2
Legal Description	L4 B4 M32-959
Legal Subdivision	GARDEN DISTRICT/1ST WARD
Legal Block	4
Legal Lot Number	4
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3011
Census Tract	600

Owner

Source: Mecklenburg County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	710 E 10TH ST, CHARLOTTE, NC 28202-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit SILK TITLE AND ESCROW
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2006 · Amount on Record
Deed Sale	Jun 2, 2006 · Amount on Record
Prior Sale	Mar 29, 2001 · Amount on Record
Deed Document Number	2006109596
Deed Book / Page	20535 / 349
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 30, 2026
Property Address	710 E 10TH ST, CHARLOTTE, NC 28202-3106
Document Number	0000069433
Book / Page	40538 / 439
Instrument Date	Jun 25, 2026
Instrument	202669433
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 E 10TH ST, CHARLOTTE, NC 28202-3106

Mortgage

Document Number	0000069433,
Date	Jun 30, 2026
Book Page	40538/439
Instrument	202669433

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 30, 2036

Interest

Rate	7.14%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	710 E 10TH ST, CHARLOTTE, NC 28202-3106
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054972
Date	Mar 22, 2021
Book Page	35831/277
Instrument	2021054972

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	710 E 10TH ST, CHARLOTTE, NC 28202-3106
Document Number	0000108862
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	710 E 10TH ST CHARLOTTE NC 282023106, CHARLOTTE, NC 28202-3106

Mortgage

Document Number	0000108862
Date	Aug 28, 2018
Book Page	032934/000738
Instrument	108862

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,469.00	$679,200 Land $250,000 Building $429,200	$679,200 Land $250,000 Building $429,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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