662 E 10th St, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 662 E 10th St, Charlotte, NC 28202

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,183 sqft · built 2002
Lot Size	0.437 acres (19,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,000 (Mar 2003)
Tax Bill	$5,664 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-074-17`

Property Details

APN / Parcel Number

Primary APN	`080-074-17`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,183 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	948 sqft
Upper Floors Area	830 sqft
Basement Area	405 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Built-Up Asphalt
Lot Area	19,016 sqft (0.437 acres)
Garage Type	Attached
Garage Area	461 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	662 E 10TH ST
City	CHARLOTTE
State	NC
Zip	28202-3130
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR2
Legal Description	UNIT 1 U/F 631-1
Legal Subdivision	10TH STREET TOWNES CONDOS
Legal Block	C
Legal Lot Number	98
Legal Unit	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3013
Census Tract	600

Owner

Source: Mecklenburg County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	662 E 10TH ST, CHARLOTTE, NC 28202-3130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2003 · Amount on Record
Deed Sale	Mar 27, 2003 · Amount on Record
Deed Document Number	200362018
Deed Book / Page	15049 / 479
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	662 E 10TH ST, CHARLOTTE, NC 28202-3130
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010150
Date	Feb 3, 2026
Book Page	40172/267
Instrument	2026010150

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	662 E 10TH ST, CHARLOTTE, NC 28202-3130
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028681
Date	Feb 15, 2021
Book Page	35671/962
Instrument	2021028681

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$715,732 Building $715,732	$715,732 Building $715,732
2024	$5,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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