710 Clay St, Washington, MO 63090 Property Records

Franklin County property record for 710 Clay St, Washington, MO 63090 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,985 sqft · built 1948
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Tax Bill$1,890 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-5-21.0-1-063-304.000

Property Details

APN / Parcel Number

Primary APN10-5-21.0-1-063-304.000

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,985 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Exterior MaterialBrick
Construction TypeBrick
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address710 CLAY ST
CityWASHINGTON
StateMO
Zip63090-1738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 2 SUNSET VIEW LOTS 12-17 BLOCK 3BOUNDARY ADJUSTMENT PLAT
Legal Range01W
Legal Township44
Legal Section21
Legal SubdivisionSUNSET VIEW
Legal Block3
Legal Lot Number2,12-17
JurisdictionFRANKLIN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1006
Census Tract800302

Owner

Source: Franklin County records · APN 10-5-21.0-1-063-304.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address710 CLAY ST, WASHINGTON, MO 63090-1738
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE COMMUNITY BANK
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE COMMUNITY BANK
Sep 29, 2025Warranty Deed, Transfer
Aug 07, 2023Warranty Deed, Transfer · Conventional Mortgage
COUNTRY CLUB BANK NA
Aug 09, 2019Warranty Deed, Transfer · Line of Credit
HERITAGE CMNTY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2025
Deed SaleSep 29, 2025
Prior SaleAug 07, 2023
Deed Document Number2512279
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address710 CLAY ST, WASHINGTON, MO 63090-1738
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002117743
DateSep 20, 2021
Instrument2117743
Lender
NameHERITAGE COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueMar 02, 2022
Interest
Rate TypeFixed Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address710 CLAY ST, WASHINGTON, MO 63090-1738
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002121988
DateNov 23, 2021
Instrument2121988
Lender
NameHERITAGE COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueNov 05, 2022
Interest
Rate TypeFixed Rate

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateSep 29, 2025
Property Address710 CLAY ST, WASHINGTON, MO 63090-1738
Document Number0002512279
Map ReferenceDOC 1411551
Instrument DateSep 24, 2025
Instrument2512279
Transaction TypeTransfer
Record UpdatedOct 15, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address710 CLAY ST, WASHINGTON, MO 63090-1738

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 CLAY ST, WASHINGTON, MO 63090-1738

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateAug 07, 2023
Property Address710 CLAY ST, WASHINGTON, MO 63090-1738
Document Number0002309089
Map ReferenceDOC 1411551
Instrument DateJul 27, 2023
Instrument2309089
Transaction TypeTransfer
Record UpdatedJun 09, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5141 N GOODES MILL RD, WASHINGTON, MO 63090-6142

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 CLAY ST, WASHINGTON, MO 63090-1738

Mortgage

Document Number0002309090
DateAug 07, 2023
Instrument2309090
Lender
NameCOUNTRY CLUB BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change7.25%
Max Rate At Change9.25%
Index1-Year CMT
Max Rate13.2%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateAug 09, 2019
Property Address710 CLAY ST, WASHINGTON, MO 63090-1738
Document Number0000010200
Instrument DateAug 09, 2019
Instrument10200
Transaction TypeTransfer
Record UpdatedSep 02, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5115 BETHLEHEM CHURCH RD WASHINGTON MO 630905636, WASHINGTON, MO 63090-5636

Mortgage

Document Number10201
DateAug 09, 2019
Instrument10201
Lender
NameHERITAGE CMNTY BK
TypeBank
AddressUNION, MO 63084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 08, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityWashington City
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,890.00 (+8.87%)$33,896 (+10.9%)$178,400 (+10.9%) Land $18,560 Building $159,840
2024$1,736.00 (+0.06%)$30,565 (-)
2023$1,735.00 (+12.44%)$30,565 (+12.51%)$160,870 (+12.51%) Land $18,560 Building $142,310
2022$1,543.00$27,166
2021$142,980 Land $18,560 Building $124,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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