704 Clay St, Washington, MO 63090 Property Records

Franklin County property record for 704 Clay St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,210 sqft · built 1929
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$136,400 (Oct 2020)
Tax Bill	$1,130 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-5-21.0-1-015-306.000`

Property Details

APN / Parcel Number

Primary APN	`10-5-21.0-1-015-306.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	704 CLAY ST
City	WASHINGTON
State	MO
Zip	63090-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:18,19&PT17 SUNSET VIEW
Legal Range	1W
Legal Township	44N
Legal Section	21
Legal Subdivision	SUNSET VIEW
Legal Lot Number	18,19
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1006
Census Tract	800302

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 CLAY ST, WASHINGTON, MO 63090-1738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	May 24, 2018
Deed Document Number	202018669
Prior Transfer Date	May 21, 2018
Prior Transfer Doc	0000007127
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 30, 2020
Property Address	704 CLAY ST, WASHINGTON, MO 63090-1738
Document Number	0000018669
Instrument Date	Oct 29, 2020
Instrument	18669
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CLAY ST WASHINGTON MO 630901738, WASHINGTON, MO 63090-1738

Mortgage

Document Number	18670
Date	Oct 30, 2020
Instrument	18670

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,130.00 (+4.73%)	$20,267 (+6.56%)	$106,670 (+6.56%) Land $17,910 Building $88,760
2023	$1,079.00 (+12.63%)	$19,019	$100,100 Land $17,910 Building $82,190
2022	$958.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile.

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