710 45th Pl, Des Moines, IA 50312 Property Records

Polk County property record for 710 45th Pl, Des Moines, IA 50312

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,330 sqft · built 1920
Lot Size0.161 acres (7,018 sqft)
OwnerIndividual Name on File
Last Sale$247,000 (Aug 2021)
Tax Bill$4,682 (2024)
Deeds & MortgagesDec 2020 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7825-01-403-016

Property Details

APN / Parcel Number

Primary APN7825-01-403-016
Alternative APN
  • 090/02781-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,330 sqft Living Area
Gross Area2,534 sqft
1st Floor Area1,330 sqft
Basement Area1,204 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Architectural StyleBungalow
Exterior MaterialAsbestos
Construction TypeWood Frame
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,018 sqft (0.161 acres)
Lot Dimensions145 ft deep x 48 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address710 45TH PL
CityDES MOINES
StateIA
Zip50312-2308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 145 F LOT 24 GREENWOOD PLACE
Legal Range25W
Legal Township78N
Legal Section1
Legal SubdivisionGREENWOOD PLACE
Legal Lot Number24
JurisdictionPOLK IA
Township / Civil DivisionDES MOINES
Census Block Group1
Census Block1002
Census Tract3002

Owner

710 45th Pl is owned and occupied by an individual who bought it in August 2021.

Source: Polk County records, as of October 15, 2025

Owner of RecordIndividual Name on File
Mailing Address710 45TH PL, DES MOINES, IA 50312-2308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 31, 2021Warranty Deed, Transfer · Conventional Mortgage
COLLINS COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2021 · Amount on File
Deed SaleAug 31, 2021 · Amount on File
Prior SaleJun 15, 2011 · Amount on File
Deed Document Number2021-00092087
Deed Book / Page18726 / 519
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address710 45TH PL, DES MOINES, IA 50312-2308
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074162
DateDec 31, 2020
Book Page18281/862
Instrument2020-00074162
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2035

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateAug 31, 2021
Property Address710 45TH PL, DES MOINES, IA 50312-2308
Document Number0000092087
Book / Page18726 / 519
Instrument DateAug 22, 2021
Instrument2021-00092087
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$394.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 45TH PL, DES MOINES, IA 50312-2308

Mortgage

Document Number0000092089
DateAug 31, 2021
Instrument2021-00092089
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$255,300 Land $71,300 Building $184,000$255,300 Land $71,300 Building $184,000
2024$4,682.00
2023$219,700 Land $64,900 Building $154,800$219,700 Land $64,900 Building $154,800
2020$3,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 45th Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 710 45th Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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