Polk County property record for 706 45th Pl, Des Moines, IA 50312
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1918 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,000 (Jul 2020) |
| Tax Bill | $4,698 (2024) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jul 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090/02782-000-000 |
| Primary APN | 090/02782-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,026 sqft |
| 1st Floor Area | 624 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,250 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 706 45TH PL |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50312-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 145 F LOT 25 GREENWOOD PLACE |
| Legal Subdivision | GREENWOOD PLACE |
| Legal Lot Number | 25 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3002 |
Source: Polk County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3207 E 25TH ST, DES MOINES, IA 50317-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANKERS TR |
| Jul 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on Record |
| Deed Sale | Jul 2, 2020 · Amount on Record |
| Prior Sale | Jul 28, 2017 · Amount on Record |
| Deed Document Number | 2020816 |
| Deed Book / Page | 17926 / 331 |
| Prior Transfer Date | Jul 10, 2014 |
| Prior Transfer Doc | 0000036095 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 2, 2020 |
| Property Address | 706 45TH PL, DES MOINES, IA 50312-2308 |
| Document Number | 202000000816 |
| Book / Page | 17926 / 331 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 2020-00000816 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3207 E 25TH ST, DES MOINES, IA 50317-3619 |
| Document Number | 202000000818 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2020-00000818 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 28, 2017 |
| Property Address | 706 45TH PL, DES MOINES, IA 50312-2308 |
| Document Number | 0000008208 |
| Book / Page | 016581 / 000984 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 8208 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 45TH PL DES MOINES IA 503122308, DES MOINES, IA 50312-2308 |
| Document Number | 8210 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 016581/000988 |
| Instrument | 8210 |
| Name | BANKERS TR |
|---|---|
| Address | DES MOINES, IA 50309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 7, 2017 |
| Property Address | 706 45TH PL, DES MOINES, IA 50312-2308 |
| Document Number | 0000002060 |
| Book / Page | 016556 / 000094 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 2060 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 45TH PL DES MOINES IA 503122308, DES MOINES, IA 50312-2308 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $261,900 (+9.67%) Land $73,700 Building $188,200 | $261,900 (+9.67%) Land $73,700 Building $188,200 | |
| 2024 | $4,698.00 (+6.34%) | ||
| 2023 | $238,800 Land $67,100 Building $171,700 | $238,800 Land $67,100 Building $171,700 | |
| 2020 | $4,418.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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