710 3rd St, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 710 3rd St, Santa Cruz, CA 95060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,812 sqft · built 2011
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on Record
Last Sale$1,250,000 (Aug 2016)
Tax Bill$16,982 (2025)
Deeds & MortgagesAug 2022 Transfer
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN007-101-02

Property Details

APN / Parcel Number

Primary APN007-101-02
Alternative APNs
  • 007-101-02-000
  • 00520406000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area2,812 sqft Living Area
Gross Area3,320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Construction TypeWood
Lot Area7,013 sqft (0.161 acres)
Garage TypeAttached
Garage Area508 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address710 3RD ST
CitySANTA CRUZ
StateCA
Zip95060-5026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLANDS/STEPHANIE K JENSEN
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3007
Census Tract101002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address710 3RD ST, SANTA CRUZ, CA 95060-5026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Intrafamily Transfer, Transfer
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2016 · Amount on Record
Deed SaleAug 15, 2016 · Amount on Record
Prior SaleJan 26, 2012 · Amount on Record
Deed Document Number201629817
Last Transfer DateAug 12, 2022
Transfer Doc0000023503
Record UpdatedSep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateAug 17, 2022
Property Address710 3RD ST, SANTA CRUZ, CA 95060-5026
Document Number0000023503
Map ReferenceVOL 59 PG 8
Instrument DateAug 12, 2022
Instrument2022-0023503
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address710 3RD ST, SANTA CRUZ, CA 95060-5026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address710 3RD ST, SANTA CRUZ, CA 95060-5026
Transaction TypeMortgage
Record UpdatedJul 7, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address710 3RD ST, SANTA CRUZ, CA 95060-5026

Mortgage

Document Number0000034663
DateJun 25, 2021
Instrument2021-0034663
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateJul 1, 2031
Change FrequencyAnnually
Min Rate At Change7.5%
Max Rate At Change4.5%
IndexOther
Max Rate7.5%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalitySanta Cruz City
Elementary School DistrictSanta Cruz City Elementary School District (KG - 05)
Secondary School DistrictSanta Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,479,747 (+2%) Land $813,861 Building $665,886
2025$16,982.00 (+8.59%) Homeowner's exemption$1,450,733 (+4.04%) Land $797,903 Building $652,830
2023$15,639.00 (+1.16%) Homeowner's exemption$1,394,398 Land $766,919 Building $627,479$1,318,410
2022$15,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 65 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies80 units insured
incl. 15 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Cruzio
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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