703 3rd St, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 703 3rd St, Santa Cruz, CA 95060

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 6,595 sqft · built 1962
Lot Size	0.173 acres (7,536 sqft)
Owner	Company Name on File
Last Sale	$2,880,000 (Oct 2017)
Tax Bill	$38,485 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-102-12`

Property Details

APN / Parcel Number

Primary APN	`007-102-12`
Alternative APNs	`007-102-12-000` `00520305000`

Interior

Bedrooms	12 Beds
Stories	3 Stories
Building Area	6,595 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,536 sqft (0.173 acres)

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	703 3RD ST
City	SANTA CRUZ
State	CA
Zip	95060-5057
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	BLK A LOT 7
Legal Subdivision	LEIBRANDT
Legal Lot Number	7
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2022
Census Tract	101002

Owner

703 3rd St, a residential property, is owned by a company that acquired it in July 2021.

Source: Santa Cruz County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1989, LAGUNA BEACH, CA 92652-1989
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Intrafamily Transfer, Transfer
Sep 28, 2021	Intrafamily Transfer, Transfer
Dec 3, 2020	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Oct 27, 2017	Grant Deed, Transfer · Negative Amortization JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Prior Sale	Jun 1, 2007 · Amount on File
Deed Document Number	201736226
Last Transfer Date	Jul 12, 2021
Transfer Doc	0000049275
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 28, 2021
Property Address	703 3RD ST, SANTA CRUZ, CA 95060-5057
Document Number	0000049274
Map Reference	MB 10 PG 18
Instrument Date	Jul 12, 2021
Instrument	2021-0049274
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11661 SAN VICENTE BLVD STE 410, 410, LOS ANGELES, CA 90049-5112
Mail Care Of	HROMADKA & GAULKE LLP

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 28, 2021
Property Address	703 3RD ST, SANTA CRUZ, CA 95060-5057
Document Number	0000049275
Map Reference	MB 10 PG 18
Instrument Date	Jul 12, 2021
Instrument	2021-0049275
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11661 SAN VICENTE BLVD STE 410, 410, LOS ANGELES, CA 90049-5112

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	703 3RD ST, SANTA CRUZ, CA 95060-5057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO NCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1989, LAGUNA BEACH, CA 92652-1989

Mortgage

Document Number	0000051689
Date	Dec 3, 2020
Instrument	2020-0051689

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 27, 2017
Property Address	703 3RD ST, SANTA CRUZ, CA 95060-5057
Document Number	0000036226
Map Reference	MB10 PG18
Instrument Date	Oct 20, 2017
Instrument	2017-0036226
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1989, LAGUNA BEACH, CA 92652-1989

Mortgage

Document Number	0000036227
Date	Oct 27, 2017
Instrument	2017-0036227

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Negative Amortization
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 703 3rd St was $38,485, up 6.9% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Santa Cruz City
Elementary School District	Santa Cruz City Elementary School District (KG - 05)
Secondary School District	Santa Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,342,488 (+2%) Land $1,926,573 Building $1,415,915
2025	$38,485.00 (+6.91%)	$3,276,949 Land $1,888,797 Building $1,388,152
2024	$35,997.00 (+1.1%)
2023	$35,606.00 (+1.14%)	$3,149,701 Land $1,815,453 Building $1,334,248
2022	$35,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 703 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 703 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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