Mason County property record for 710 3rd St, Ludington, MI 49431
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,244 sqft · built 1900 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Jul 2003) |
| Tax Bill | $2,313 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-460-009-00 |
| Primary APN | 051-460-009-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 1,097 sqft |
| Basement Area | 1,097 sqft |
| Unfinished Basement | 1,097 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 1,040 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 710 3RD ST |
|---|---|
| City | LUDINGTON |
| State | MI |
| Zip | 49431-2614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMM AT THE N 1/4 COR SEC 23, T18N R18W, TH S 02D 50M 10S E ALG N/S 1/4 LINE 1361.19 FT, TH S 85D 56M 26S W 30.84 FT TO POB, |
| Legal Range | 18W |
| Legal Township | 18N |
| Legal Section | 23 |
| Jurisdiction | MASON MI |
| Township / Civil Division | LUDINGTON |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 950500 |
Source: Mason County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 710 3RD ST, LUDINGTON, MI 49431-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit SAFE HARBOR CREDIT UNION |
| Jul 2, 2018 | Deed of Trust, Mortgage SAFE HARBOR CREDIT UNION |
| Jun 25, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2003 · Amount on Record |
| Deed Sale | Jul 31, 2003 · Amount on Record |
| Last Transfer Date | Jun 25, 2018 |
| Transfer Doc | 2018R03512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASON MI |
| Property Address | 710 3RD ST, LUDINGTON, MI 49431-2614 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022R05061 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022R05061 |
| Name | SAFE HARBOR CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASON MI |
| Property Address | 710 3RD ST, LUDINGTON, MI 49431-2614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R03619 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 2018R03619 |
| Name | SAFE HARBOR CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 294 Months |
| Due | Jan 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MASON MI |
| Recording Date | Jun 25, 2018 |
| Property Address | 710 3RD ST, LUDINGTON, MI 49431-2614 |
| Document Number | 2018R03512 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 2018R03512 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 710 3RD ST, LUDINGTON, MI 49431-2614 |
Source: Mason County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Mason County |
| Municipality | Ludington City |
| Unified School District | Ludington Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,200 (+2.61%) | $212,400 (+2.61%) | |
| 2025 | $103,500 Land $103,500 | $207,000 | |
| 2024 | $2,313.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1986–1990) |
| Most Recent Claim | Sep 1990 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUDINGTON serves 8,184 people · EPA ID MI0003960 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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