Mason County property record for 702 3rd St, Ludington, MI 49431
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 960 sqft · built 1952 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,500 (May 2023) |
| Tax Bill | $251 (2025) |
| Deeds & Mortgages | May 2023 Transfer May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-460-011-00 |
| Primary APN | 051-460-011-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 660 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 702 3RD ST |
|---|---|
| City | LUDINGTON |
| State | MI |
| Zip | 49431-2614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED BEG AT SE COR OF THIRD AND GRANT STS, TH S 150 FT, TH E 60 FT, TH N 150 FT, W 60 FT TO BEGINNING, BEING A PART OF S |
| Legal Range | 18W |
| Legal Township | 18N |
| Legal Section | 23 |
| Jurisdiction | MASON MI |
| Township / Civil Division | LUDINGTON |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 950500 |
702 3rd St is owned and occupied by two individuals who bought it in May 2023.
Source: Mason County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 702 3RD ST, LUDINGTON, MI 49431-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2023 | Quit Claim Deed, Transfer LAKESHORE LAND AND TITLE, LAKESHORE LAND & TITLE |
| May 3, 2023 | Warranty Deed, Transfer LAKESHORE LAND AND TITLE, LAKESHORE LAND & TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2023 · Amount on File |
| Deed Sale | May 3, 2023 · Amount on File |
| Prior Sale | Nov 1, 1993 · Amount on File |
| Deed Document Number | 20232242 |
| Prior Transfer Date | Apr 27, 2023 |
| Prior Transfer Doc | 2023R02243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MASON MI |
| Recording Date | May 3, 2023 |
| Property Address | 702 3RD ST, LUDINGTON, MI 49431-2614 |
| Document Number | 2023R02243 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2023R02243 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LAKESHORE LAND AND TITLE, LAKESHORE LAND & TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3585 W HANSEN RD, LUDINGTON, MI 49431-9614 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MASON MI |
| Recording Date | May 3, 2023 |
| Property Address | 702 3RD ST, LUDINGTON, MI 49431-2614 |
| Document Number | 2023R02242 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2023R02242 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LAKESHORE LAND AND TITLE, LAKESHORE LAND & TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3565 W HANSEN RD, LUDINGTON, MI 49431-9614 |
The 2025 property tax bill for 702 3rd St was $251, down 92.4% from the year before.
Source: Mason County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mason County |
| Municipality | Ludington City |
| Unified School District | Ludington Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,200 (+2.35%) Land $87,200 | $174,400 (+2.35%) | |
| 2025 | $251.00 (-92.41%) Homeowner's exemption | $85,200 Land $85,200 | $170,400 |
| 2024 | $3,309.00 | ||
| 2023 | $64,400 Land $64,400 | $128,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 702 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1986–1990) |
| Most Recent Claim | Sep 1990 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 702 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUDINGTON serves 8,184 people · EPA ID MI0003960 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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