71 Valley Rd, Cos Cob, CT 06807 Property Records

Greenwich Town property record for 71 Valley Rd, Cos Cob, CT 06807

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,944 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Jan 2019)
Tax Bill	$11,498 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`386/154`

Property Details

APN / Parcel Number

Primary APN	`386/154`
Alternative APN	`GREE M:08A B:2029/S`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,944 sqft Living Area
Attic	Attic
Attic Area	228 sqft
Basement Area	1,215 sqft
Unfinished Basement	1,215 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	386/154
Street Address	71 VALLEY RD
City	COS COB
State	CT
Zip	06807-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Block	2029/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	1
Census Block	1000
Census Tract	10800

Owner

71 Valley Rd is owned and occupied by two individuals who bought it in January 2019.

Source: Greenwich Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71 VALLEY RD, COS COB, CT 06807-2536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Mar 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance USA ALLIANCE FEDERAL CREDIT UNION
Apr 28, 2021	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
May 10, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NELLO FRATTAROLI
Jan 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Jun 6, 2017	Warranty Deed, Transfer SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2019 · Amount on File
Deed Sale	Jan 28, 2019 · Amount on File
Prior Sale	Feb 18, 1998 · Amount on File
Deed Document Number	2019519
Deed Book / Page	7471 / 49
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	71 VALLEY RD, COS COB, CT 06807-2536
Transaction Type	Mortgage
Record Updated	Mar 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007877-52
Date	Apr 28, 2021
Book Page	7877/52
Instrument	4420

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	71 VALLEY RD, COS COB, CT 06807-2536
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007636-135
Date	Mar 5, 2020
Book Page	7636/135
Instrument	1936

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	71 VALLEY RD, COS COB, CT 06807-2591
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007877-52
Date	Apr 28, 2021
Book Page	7877/52
Instrument	4420

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	May 10, 2019
Property Address	71 VALLEY RD, COS COB, CT 06807-2591
Document Number	007504-252
Book / Page	7504 / 252
Instrument Date	May 10, 2019
Instrument	2906
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 VALLEY RD, COS COB, CT 06807-2591

Mortgage

Document Number	0000002907
Date	May 10, 2019
Instrument	2907

Lender

Name	NELLO FRATTAROLI

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Jan 28, 2019
Property Address	71 VALLEY RD, COS COB, CT 06807-2591
Document Number	0007471-49
Book / Page	7471 / 49
Instrument Date	Jan 28, 2019
Instrument	519
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 VALLEY RD, COS COB, CT 06807-2591

Mortgage

Document Number	0000000520
Date	Jan 28, 2019
Instrument	520

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Jun 6, 2017
Property Address	71 VALLEY RD, COS COB, CT 06807-2536
Document Number	7252-96
Book / Page	007252 / 000096
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	UNKNOWN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 VALLEY RD COS COB CT 068072536, COS COB, CT 06807-2536

Mortgage

Document Number	7252-99
Date	Jun 6, 2017
Book Page	007252/000099

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 71 Valley Rd was $11,498.

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,498.00	$930,370 Land $447,650 Building $482,720	$651,259 Land $313,355 Building $337,904
2024	$11,498.00 (+6.21%)
2023	$10,826.00 (+0.92%)	$930,370 (-) Land $447,650 Building $482,720
2022	$10,727.00	$930,370 Land $447,650 Building $482,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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