71 Twin Oaks Dr, Hampstead, NC 28443 Property Records

Pender County property record for 71 Twin Oaks Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2004
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2014)
Tax Bill	$2,077 (2025)
Deeds & Mortgages	Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`4214-83-4499-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-83-4499-0000`
Alternative APNs	`400965985` `965985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	400965985
Street Address	71 TWIN OAKS DR
City	HAMPSTEAD
State	NC
Zip	28443-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L 21, PB 37/9, RIDGEFIELD
Legal Subdivision	RIDGEFIELD
Legal Lot Number	21
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	71 TWIN OAKS DR, HAMPSTEAD, NC 28443-8705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2014 · Amount on Record
Deed Sale	Mar 17, 2014 · Amount on Record
Prior Sale	Sep 26, 2007 · Amount on Record
Deed Document Number	20144390-024
Deed Book / Page	4390 / 24
Record Updated	Sep 20, 2026

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	71 TWIN OAKS DR, HAMPSTEAD, NC 28443-8705
Document Number	0046950505
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 TWIN OAKS DR HAMPSTEAD NC 284438705, HAMPSTEAD, NC 28443-8705

Mortgage

Document Number	0046950505
Date	Oct 9, 2019
Book Page	004695/000505
Instrument	20054871

Lender

Name	BRANCH BANKING & TR CO
Address	GREENVILLE, SC 29607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,077.00 (+8.74%)	$417,601 (+105.7%) Land $198,800 Building $218,801	$417,601 (+105.7%) Land $198,800 Building $218,801
2023		$203,014 (-) Land $81,632 Building $121,382	$203,014 (-) Land $81,632 Building $121,382
2022	$1,910.00	$203,014 Land $81,632 Building $121,382	$203,014 Land $81,632 Building $121,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20