109 Twin Oaks Dr, Hampstead, NC 28443 Property Records

Pender County property record for 109 Twin Oaks Dr, Hampstead, NC 28443

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,526 sqft · built 2005
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Dec 2024)
Tax Bill$2,080 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN4214-83-6335-0000

Property Details

APN / Parcel Number

Primary APN4214-83-6335-0000
Alternative APNs
  • 000061173
  • 964372

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,526 sqft Living Area

Exterior

Year BuiltBuilt 2005
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area20,038 sqft (0.46 acres)
PorchPorch
Porch Area30 sqft
Patio Area218 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number000061173
Old Parcel Number4214 83 6335 0000
Street Address109 TWIN OAKS DR
CityHAMPSTEAD
StateNC
Zip28443-2696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20C
Legal DescriptionLT 23,PB 37/9 RIDGEFIELD
Legal SubdivisionRIDGEFIELD
Legal Lot Number23
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1015
Census Tract920201

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address109 TWIN OAKS DR, HAMPSTEAD, NC 28443-2696
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · FHA Mortgage
MOVEMENT MORTGAGE
Oct 26, 2022Deed of Trust, Mortgage · FHA Mortgage
SERVISOLUTIONS
Dec 16, 2024Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Jun 17, 2024Warranty Deed, Transfer
Mar 22, 2019Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2024 · Amount on Record
Deed SaleDec 16, 2024 · Amount on Record
Prior SaleJun 17, 2024 · Amount on Record
Deed Document Number0022394852
Deed Book / Page2239 / 4852
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address109 TWIN OAKS DR, HAMPSTEAD, NC 28443-2696
Transaction TypeMortgage
Record UpdatedMar 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 TWIN OAKS DR, HAMPSTEAD, NC 28443-2696

Mortgage

Document Number0048851215
DateFeb 24, 2026
Book Page4885/1215
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address109 TWIN OAKS DR, HAMPSTEAD, NC 28443-2696
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 TWIN OAKS DR, HAMPSTEAD, NC 28443-2696

Mortgage

Document Number0048000825
DateOct 26, 2022
Book Page4800/825
Lender
NameSERVISOLUTIONS
TypeNon-Lending Institution
AddressMONTGOMERY, AL 36117
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term318 Months
DueApr 1, 2049

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateDec 16, 2024
Property Address109 TWIN OAKS DR, HAMPSTEAD, NC 28443-2696
Document Number0048522239
Book / Page4852 / 2239
Map ReferenceMB 37 PG 9
Instrument DateDec 10, 2024
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 TWIN OAKS DR, HAMPSTEAD, NC 28443-2696

Mortgage

Document Number0048522243
DateDec 16, 2024
Instrument4852-2243
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateJun 17, 2024
Property Address109 TWIN OAKS DR, HAMPSTEAD, NC 28443-2696
Document Number0048390843
Book / Page4839 / 843
Map ReferenceMB 37 PG 9
Instrument DateJun 14, 2024
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3213 JARED CT, WILMINGTON, NC 28409-2576

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateMar 22, 2019
Property Address109 TWIN OAKS DR, HAMPSTEAD, NC 28443-2696
Document Number0046811225
Book / Page4681 / 1225
Map ReferenceMB 37 PG 9
Instrument DateMar 22, 2019
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 SAND DOLLAR LN, 207, HAMPSTEAD, NC 28443-2571

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 TWIN OAKS DR, HAMPSTEAD, NC 28443-2696

Mortgage

Document Number0046811227
DateMar 22, 2019
Instrument4681/1227
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,080.00 (+15.43%)$462,875 (+127.64%) Land $198,800 Building $264,075$462,875 (+127.64%) Land $198,800 Building $264,075
2023$203,339 (-) Land $81,632 Building $121,707$203,339 (-) Land $81,632 Building $121,707
2022$1,802.00$203,339 Land $81,632 Building $121,707$203,339 Land $81,632 Building $121,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 167 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies167 in force
Nearby Flood Claims74 (1996–2018)
Claims Outside the SFHA27 of 74
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 27 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims
  • Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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