71 Tarragon Cir, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 71 Tarragon Cir, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,018 sqft · built 1991
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Nov 2020)
Tax Bill	$5,844 (2025)
Deeds & Mortgages	Nov 2020 Sale Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`COTU M:041 L:012X05`

Property Details

APN / Parcel Number

Primary APN	`COTU M:041 L:012X05`
Alternative APN	`420985`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,018 sqft Living Area
Gross Area	4,198 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	420985
Street Address	71 TARRAGON CIR
City	COTUIT
State	MA
Zip	02635-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	12X05
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2001
Census Tract	13200

Owner

71 Tarragon Cir is owned and occupied by two individuals who acquired it in November 2021.

Source: Barnstable County and Barnstable Town City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	71 TARRAGON CIR, COTUIT, MA 02635-2443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Apr 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	Dec 12, 2011
Deed Document Number	202061889
Deed Book / Page	33442 / 315
Last Transfer Date	Nov 3, 2021
Transfer Doc	0000073150
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Nov 6, 2020
Property Address	71 TARRAGON CIR, COTUIT, MA 02635-2443
Document Number	33442-315
Book / Page	033442 / 000315
Instrument Date	Oct 14, 2020
Instrument	61889
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$3,021.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 ATLANTIC ST WINTHROP MA 021523005, WINTHROP, MA 02152-3005

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	71 TARRAGON CIR, COTUIT, MA 02635-2443
Document Number	32403-298
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 TARRAGON CIR COTUIT MA 026352443, COTUIT, MA 02635-2443

Mortgage

Document Number	32403-298
Date	Oct 23, 2019
Book Page	032403/000298
Instrument	52416

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	71 TARRAGON CIR, COTUIT, MA 02635-2443
Document Number	30416-196
Book / Page	030416 / 000196
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30416-196
Date	Apr 12, 2017
Book Page	030416/000196
Instrument	17724

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 71 Tarragon Cir was $5,844, up 10.3% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,844.00 (+10.31%)	$699,900 (+4.11%) Land $178,900 Building $521,000	$632,605
2024	$5,298.00 (+8.43%)	$672,300 (+15.16%) Land $178,900 Building $493,400
2023	$4,886.00	$583,800 Land $162,900 Building $420,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Tarragon Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Tarragon Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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