32 Tarragon Cir, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 32 Tarragon Cir, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,059 sqft · built 1991
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (May 2017)
Tax Bill	$5,718 (2025)
Deeds & Mortgages	Sep 2021 Refinance Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`COTU M:041 L:012X19`

Property Details

APN / Parcel Number

Primary APN	`COTU M:041 L:012X19`
Alternative APN	`421001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,059 sqft Living Area
Gross Area	4,282 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	421001
Street Address	32 TARRAGON CIR
City	COTUIT
State	MA
Zip	02635-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	12X19
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2022
Census Tract	13200

Owner

32 Tarragon Cir is owned and occupied by two individuals who bought it in May 2017.

Source: Barnstable County and Barnstable Town City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 TARRAGON CIR, COTUIT, MA 02635-2442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS LENDING CORP
Jul 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2017 · Amount on File
Deed Sale	May 5, 2017 · Amount on File
Prior Sale	Mar 19, 2014
Deed Book / Page	30469 / 62
Transfer Doc	0030469-62
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	32 TARRAGON CIR, COTUIT, MA 02635-2442
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034475-252
Date	Sep 16, 2021
Book Page	34475/252
Instrument	60580

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	32 TARRAGON CIR, COTUIT, MA 02635-2442
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034318-32
Date	Jul 23, 2021
Book Page	34318/32
Instrument	48855

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 32 Tarragon Cir was $5,718, up 10.5% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,718.00 (+10.47%)	$684,800 (+4.26%) Land $169,000 Building $515,800	$600,875
2024	$5,176.00 (+9.41%)	$656,800 (+16.21%) Land $169,000 Building $487,800
2023	$4,731.00	$565,200 Land $153,700 Building $411,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Tarragon Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Tarragon Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tarragon Cir

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