71 Starlight Ln, Morehead, KY 40351 Property Records

Rowan County property record for 71 Starlight Ln, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,427 sqft · built 2011
Lot Size	2.61 acres (114,084 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Mar 2020)
Tax Bill	$1,254 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-00 00 004.30`

Property Details

APN / Parcel Number

Primary APN	`032-00 00 004.30`
Alternative APNs	`9289` `9351` `9845`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,427 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	114,084 sqft (2.61 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	9845
Street Address	71 STARLIGHT LN
City	MOREHEAD
State	KY
Zip	40351-7603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & 2.619 ACRES BEING PART TRACT B OF FLANNERY ESTATE
Legal Tract	B
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2004
Census Tract	950201

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	71 STARLIGHT LN, MOREHEAD, KY 40351-7603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Mar 29, 2011 · Amount on Record
Deed Document Number	2004348
Deed Book / Page	D275 / 280
Record Updated	Jun 8, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 27, 2020
Property Address	71 STARLIGHT LN, MOREHEAD, KY 40351-7603
Document Number	00D275/280
Book / Page	D275 / 280
Instrument Date	Mar 23, 2020
Instrument	2004348
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 STARLIGHT LN, 101, MOREHEAD, KY 40351-7604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	71 STARLIGHT LN, MOREHEAD, KY 40351-7603

Mortgage

Document Number	0002004349
Date	Mar 27, 2020
Instrument	2004349

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	7.5%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,254.00 (-26.02%) Homeowner's exemption	$199,000 (-) Land $30,000 Building $169,000	$199,000 (-) Land $30,000 Building $169,000
2023	$1,695.00	$199,000 Land $30,000 Building $169,000	$199,000 Land $30,000 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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