101 Starlight Ln, Morehead, KY 40351 Property Records

Rowan County property record for 101 Starlight Ln, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 2010
Lot Size	2.6 acres (113,648 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jul 2023)
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-00 00 004.33`

Property Details

APN / Parcel Number

Primary APN	`032-00 00 004.33`
Alternative APNs	`10000` `10527` `7702`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Other
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	113,648 sqft (2.6 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	10527
Street Address	101 STARLIGHT LN
City	MOREHEAD
State	KY
Zip	40351-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & 2.609 ACRES STARLIGHT LANE
Legal Subdivision	STARLIGHT LANE
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2004
Census Tract	950201

Owner

Source: Rowan County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	101 STARLIGHT LN, MOREHEAD, KY 40351-7604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 28, 2022	Deed of Trust, Mortgage THE CITIZENS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Aug 4, 2010 · Amount on Record
Deed Document Number	2024064
Deed Book / Page	D288 / 453
Record Updated	Jun 8, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jul 20, 2023
Property Address	101 STARLIGHT LN, MOREHEAD, KY 40351-7604
Document Number	00D288/453
Book / Page	D288 / 453
Map Reference	MB 236 PG 668
Instrument Date	Jul 10, 2023
Instrument	2024064
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 STARLIGHT LN, MOREHEAD, KY 40351-7604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 FERN DR, WELLINGTON, KY 40387-8647

Mortgage

Document Number	0002024065
Date	Jul 20, 2023
Instrument	2024065

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	101 STARLIGHT LN, MOREHEAD, KY 40351-7604
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 STARLIGHT LN, MOREHEAD, KY 40351-7604

Mortgage

Document Number	000A446/65
Date	Feb 28, 2022
Book Page	A446/65
Instrument	2015183

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Nov 26, 2022

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,301.00 (+122.75%)	$275,000 (+63.98%) Land $30,000 Building $245,000	$275,000 (+63.98%) Land $30,000 Building $245,000
2023	$1,033.00 (-0.19%) Homeowner's exemption	$167,700 (+4.62%) Land $29,900 Building $137,800	$167,700 (+4.62%) Land $29,900 Building $137,800
2022	$1,035.00 Homeowner's exemption	$160,300 Land $29,900 Building $130,400	$160,300 Land $29,900 Building $130,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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