Lincoln County property record for 71 Roza Rd, Libby, MT 59923 · Last verified July 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,534 sqft · built 1977 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $518,785 (Jun 2026) |
| Tax Bill | $1,237 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Jun 2026 Sale & Mortgage + 1 more |
| APN | R5610272 |
| Primary APN | R5610272 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 1,534 sqft |
| Basement Area | 923 sqft |
| Finished Basement | 923 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 160 sqft |
| Pole Barn | 1,216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000009366 |
|---|---|
| Street Address | 71 ROZA RD |
| City | LIBBY |
| State | MT |
| Zip | 59923-9358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | EM KAYAN VILLAGE, S04, T30 N, R30 W, ACRES 0.88, LOT 10 |
| Legal Range | 30W |
| Legal Township | 30N |
| Legal Section | 04 |
| Legal Subdivision | EM KAYAN VILLAGE |
| Legal Lot Number | 10 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 4 |
| Census Block | 4064 |
| Census Tract | 300 |
Source: Lincoln County records · APN R5610272
Assessment roll updated September 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 71 ROZA RD, LIBBY, MT 59923-9358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 10, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 30, 2026 | Warranty Deed, Transfer · VA Mortgage HOME MORTGAGE CORPORATION |
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST MONTANA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Deed Document Number | 2026321689 |
| Deed Book / Page | 415 / 545 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jul 10, 2026 |
| Property Address | 71 ROZA RD, LIBBY, MT 59923-9358 |
| Document Number | 0000321891 |
| Book / Page | 415 / 731 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 2026321891 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 ROZA RD, LIBBY, MT 59923-9358 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jun 30, 2026 |
| Property Address | 71 ROZA RD, LIBBY, MT 59923-9358 |
| Document Number | 0000321689 |
| Book / Page | 415 / 545 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026321689 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | TITLE ESCROW, FLYING S TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 71 ROZA RD, LIBBY, MT 59923-9358 |
| Document Number | 0000321690, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026321690 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | May 27, 2026 |
| Property Address | 71 ROZA RD, LIBBY, MT 59923-9358 |
| Document Number | 0000321119 |
| Book / Page | 415 / 67 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026321119 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FLYING S TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 71 ROZA RD, LIBBY, MT 59923-9358 |
| Document Number | 0000321119, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 415/67 |
| Instrument | 2026321119 |
| Name | FIRST MONTANA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,237.00 (-49.86%) | $393,000 (+11.58%) | $393,000 (+11.58%) Land $68,008 Building $324,992 |
| 2023 | $2,467.00 | $352,200 | $352,200 Land $62,620 Building $289,580 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530003004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Wildfire Risk | High above 77% of the US · above 64% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 296 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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