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120 Roza Rd, Libby, MT 59923 Property Records

Lincoln County property record for 120 Roza Rd, Libby, MT 59923 · Last verified April 2026

Property Summary

Property TypeRural Home
Details4 bd · 2 ba · 2,348 sqft · built 1967
Lot Size2.84 acres (123,928 sqft)
OwnerIndividual Name on File
Tax Bill$1,513 (2025)
Deeds & MortgagesJul 2021 Mortgage
Sep 2020 Mortgage
+ 1 more
APNR5610425

Property Details

APN / Parcel Number

Primary APNR5610425
Alternative APNs
  • 56-4176-04-1-02-03-0000
  • 0000009517

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,348 sqft Living Area
1st Floor Area2,348 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area123,928 sqft (2.84 acres)
Garage Area726 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area460 sqft
PorchSlab
Porch Area40 sqft
Deck Area246 sqft
Pole Barn720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0000009517
Street Address120 ROZA RD
CityLIBBY
StateMT
Zip59923-7817
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionEM KAYAN VILLAGE, S04, T30 N, R30 W, ACRES 2.845, LOT 3
Legal Range30W
Legal Township30N
Legal Section04
Legal SubdivisionEM KAYAN VILLAGE
Legal Lot Number3
JurisdictionLINCOLN MT
Township / Civil DivisionLIBBY
Census Block Group4
Census Block4059
Census Tract300

Owner

Source: Lincoln County records · APN R5610425

Assessment roll updated September 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address120 ROZA RD, LIBBY, MT 59923-7817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Sep 14, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Jun 05, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2023
Deed SaleJul 06, 2023
Prior SaleDec 28, 2016 · Amount on Record
Deed Document Number2023306530
Deed Book / Page402 / 200
Prior Transfer DateJul 25, 2014
Prior Transfer Doc354/87
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address120 ROZA RD, LIBBY, MT 59923-7817
Transaction TypeMortgage
Record UpdatedAug 04, 2021
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number391/176
DateJul 21, 2021
Book Page391/176
Instrument294714
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address120 ROZA RD, LIBBY, MT 59923-7817
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyVANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number384/680
DateSep 14, 2020
Book Page384/680
Instrument287831
Lender
NameCLEARPATH LENDING
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MT
Property Address120 ROZA RD, LIBBY, MT 59923-7817
Transaction TypeMortgage
Record UpdatedJun 21, 2019
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number377/304
DateJun 05, 2019
Book Page377/304
Instrument279882
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMontana
CountyLincoln County
Unified School DistrictLibby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,513.00 (-36.32%)$456,800 (+34.67%)$456,800 (+34.67%) Land $95,715 Building $361,085
2023$2,376.00$339,200$339,200 Land $75,393 Building $263,807

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300530003004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskHigh
above 77% of the US · above 64% of Montana
Wildfire LikelihoodAbout 1 in 296 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Northwest FiberFiber6,000 / 6,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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