71 Pin Oak Rdg, Murphy, NC 28906 Property Records

Cherokee County property record for 71 Pin Oak Rdg, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,478 sqft · built 2012
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Tax Bill	$1,693 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`551103028209000`

Property Details

APN / Parcel Number

Primary APN	`551103028209000`
Alternative APN	`34157`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,478 sqft Heated Area
Basement Area	1,378 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	112 ft deep x 663 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	518 sqft
Deck Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	34157
Street Address	71 PIN OAK RDG
City	MURPHY
State	NC
Zip	28906-6949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 95 HIGHLAND CREEK P/O 1049/816 1256/434
Legal Subdivision	HIGHLAND CREEK
Legal Lot Number	95
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2015
Census Tract	930501

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	71 PIN OAK RDG, MURPHY, NC 28906-6949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2011
Deed Sale	May 19, 2011
Prior Sale	Oct 18, 2006 · Amount on Record
Deed Document Number	014120452
Deed Book / Page	1412 / 0452
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	71 PIN OAK RDG, MURPHY, NC 28906-6949
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06131/0333
Date	Dec 10, 2019
Book Page	06131/0333
Instrument	01631

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	71 PIN OAK RDG, MURPHY, NC 28906-6949
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001649/959
Date	Jul 17, 2020
Book Page	1649/959
Instrument	3621

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,693.00	$226,860 (-)	$226,860 (-) Land $30,000 Building $196,860
2023		$226,860	$226,860 Land $30,000 Building $196,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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