Cherokee County property record for 255 Pin Oak Rdg, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,792 sqft · built 2006 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Apr 2008) |
| Tax Bill | $1,720 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551103026830000 |
| Primary APN | 551103026830000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Heated Area |
| Upper Floors Area | 640 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,152 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,333 sqft (0.88 acres) |
| Lot Dimensions | 202 ft deep x 232 ft wide |
| Terrain | Mountain |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Deck Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 26911 |
|---|---|
| Street Address | 255 PIN OAK RDG |
| City | MURPHY |
| State | NC |
| Zip | 28906-6947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 101 HIGHLAND CREEK 1226/230 |
| Legal Subdivision | HIGHLAND CREEK |
| Legal Lot Number | 101 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 930501 |
255 Pin Oak Rdg is owned and occupied by an individual who bought it in April 2008.
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 255 PIN OAK RDG, MURPHY, NC 28906-6947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2008 · Amount on File |
| Deed Sale | Apr 4, 2008 · Amount on File |
| Deed Document Number | 2008-0002270 |
| Deed Book / Page | 1320 / 0754 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 255 PIN OAK RDG, MURPHY, NC 28906-6947 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 1677/307 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 1677/307 |
| Instrument | 2276 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 255 Pin Oak Rdg was $1,720.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,720.00 | $230,720 | $230,720 Land $30,000 Building $200,720 |
| 2023 | $230,720 | $230,720 Land $30,000 Building $200,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 255 Pin Oak Rdg in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 255 Pin Oak Rdg is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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