71 Jean St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 71 Jean St, Gardner, MA 01440

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,306 sqft · built 1910
Lot Size	0.12 acres (5,232 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Mar 2022)
Tax Bill	$63 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:M-25 B:0015 L:0050`

Property Details

APN / Parcel Number

Primary APN	`M:M-25 B:0015 L:0050`
Alternative APN	`GARD M:M27 B:23 L:50`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,306 sqft Living Area
Gross Area	6,336 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	5,232 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	71 JEAN ST
City	GARDNER
State	MA
Zip	01440-3773
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	23
Legal Lot Number	50
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2005
Census Tract	707400

Owner

71 Jean St, a triplex, is owned by two individuals who bought it in March 2022.

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	395 LEE BURBANK HWY # 9, 9, CHELSEA, MA 02150
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 31, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SUPERIOR FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Dec 29, 2014 · Amount on File
Deed Book / Page	67363 / 118
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	71 JEAN ST, GARDNER, MA 01440-3773
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066486-61
Date	Nov 9, 2021
Book Page	66486/61
Instrument	157152

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Dec 1, 2045

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 31, 2022
Property Address	71 JEAN ST, GARDNER, MA 01440-3773
Document Number	067363-118
Book / Page	67363 / 118
Instrument Date	Mar 31, 2022
Instrument	35944
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	395 LEE BURBANK HWY # UT9, UT9, REVERE, MA 02151-4010

Mortgage

Document Number	0000035945
Date	Mar 31, 2022
Instrument	35945

Lender

Name	SUPERIOR FUNDING CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 71 Jean St was $63, down 98.8% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$63.00 (-98.76%)	$439,500 (+29.26%) Land $65,700 Building $373,800
2024	$5,097.00 (+3.16%)	$340,000 (+11%) Land $59,800 Building $280,200
2023	$4,941.00	$306,300 Land $58,900 Building $247,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 71 Jean St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Jean St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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