65 Jean St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 65 Jean St, Gardner, MA 01440

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 1,536 sqft · built 1910
Lot Size	0.168 acres (7,300 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2021)
Tax Bill	$50 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:M-25 B:0016 L:0051`

Property Details

APN / Parcel Number

Primary APN	`M:M-25 B:0016 L:0051`
Alternative APN	`GARD M:M27 B:23 L:51`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	3,024 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	7,300 sqft (0.168 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	65 JEAN ST
City	GARDNER
State	MA
Zip	01440-3772
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	23
Legal Lot Number	51
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2005
Census Tract	707400

Owner

65 Jean St, a triplex, is owned and occupied by an individual who bought it in May 2021.

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	65 JEAN ST, GARDNER, MA 01440-3772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Jul 27, 1988 · Amount on File
Deed Document Number	202171250
Deed Book / Page	65226 / 60
Prior Transfer Date	May 21, 2021
Prior Transfer Doc	65226-60
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	May 24, 2021
Property Address	65 JEAN ST, GARDNER, MA 01440-3772
Document Number	65226-60
Book / Page	65226 / 60
Instrument Date	May 21, 2021
Instrument	71250
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 JEAN ST APT 1, 1, GARDNER, MA 01440-3772

Mortgage

Document Number	71251
Date	May 24, 2021
Instrument	71251

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 65 Jean St was $50, down 98.8% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$50.00 (-98.75%)	$350,600 (+31.02%) Land $66,900 Building $283,700
2024	$4,011.00 (+7.22%)	$267,600 (+15.39%) Land $60,900 Building $206,700
2023	$3,741.00	$231,900 Land $60,000 Building $171,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 65 Jean St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Jean St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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