71 Grotto Ave, Warwick, RI 02888 Property Records

Warwick City property record for 71 Grotto Ave, Warwick, RI 02888

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,176 sqft · built 1945
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Apr 2019)
Tax Bill$4,411 (2025)
Deeds & MortgagesJan 2025 Refinance
Jul 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN30901440000

Property Details

APN / Parcel Number

Primary APN30901440000
Alternative APNs
  • WARW M:309 B:0144 L:0000
  • 121314

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
Gross Area2,880 sqft
1st Floor Area840 sqft
AtticAttic
Attic Area672 sqft
Basement Area336 sqft
Unfinished Basement336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number121314
Street Address71 GROTTO AVE
CityWARWICK
StateRI
Zip02888-3917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block144
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group3
Census Block3038
Census Tract21100

Owner

71 Grotto Ave is owned and occupied by an individual who acquired it in July 2020.

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address71 GROTTO AVE, WARWICK, RI 02888-3917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Jul 30, 2020Quit Claim Deed, Transfer · Stand-Alone Refinance
CAMDEN NATIONAL BANK
Apr 3, 2019Warranty Deed, Transfer · FHA Mortgage
SHAMROCK FINANCIAL CORP
Feb 15, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2019 · Amount on File
Deed SaleApr 3, 2019 · Amount on File
Deed Document Number20194074
Deed Book / Page9241 / 260
Last Transfer DateJul 21, 2020
Transfer Doc9570-290
Record UpdatedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address71 GROTTO AVE, WARWICK, RI 02888-3917
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010620-60
DateJan 15, 2025
Book Page10620/60
Instrument507
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueFeb 1, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateJul 30, 2020
Property Address71 GROTTO AVE, WARWICK, RI 02888-3917
Document Number9570-290
Book / Page9570 / 290
Instrument DateJul 21, 2020
Instrument10784
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 GROTTO AVE, WARWICK, RI 02888-3917

Mortgage

Document Number9570-292
DateJul 30, 2020
Book Page9570/292
Instrument10785
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueAug 1, 2035

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateApr 3, 2019
Property Address71 GROTTO AVE, WARWICK, RI 02888-3917
Document Number9241-260
Book / Page9241 / 260
Instrument DateApr 3, 2019
Instrument4074
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 GROTTO AVE, WARWICK, RI 02888-3917

Mortgage

Document Number4075
DateApr 3, 2019
Instrument4075
Lender
NameSHAMROCK FINANCIAL CORP
Agreement
TypeFHA Mortgage
AmountAmount on Record

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateFeb 15, 2019
Property Address71 GROTTO AVE, WARWICK, RI 02888-3917
Document Number9215-38
Book / Page009215 / 000038
Instrument DateFeb 14, 2019
Instrument5
Transaction TypeTransfer
Record UpdatedMar 5, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 GROTTO AVE WARWICK RI 028883917, WARWICK, RI 02888-3917

Tax Assessment & Valuation

The 2025 property tax bill for 71 Grotto Ave was $4,411.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,411.00$347,300 Land $124,400 Building $222,900
2024$306,090
2023$4,114.00 (+8.09%)$289,900 (+42.67%) Land $108,200 Building $181,700
2022$3,806.00$203,200 Land $66,000 Building $137,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Grotto Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1980)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Grotto Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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