Warwick City property record for 70 Grotto Ave, Warwick, RI 02888
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1947 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Sep 2015) |
| Tax Bill | $5,655 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30901120000 |
| Primary APN | 30901120000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 3,184 sqft |
| 1st Floor Area | 1,122 sqft |
| Attic | Attic |
| Attic Area | 672 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 672 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 148628 |
|---|---|
| Street Address | 70 GROTTO AVE |
| City | WARWICK |
| State | RI |
| Zip | 02888-3916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 112 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 21100 |
70 Grotto Ave is owned and occupied by two individuals who bought it in September 2015.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 70 GROTTO AVE, WARWICK, RI 02888-3916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE |
| Sep 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE |
| Nov 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 10, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 31, 2024 | Warranty Deed, Transfer · Stand-Alone Refinance GUILD MORTGAGE CO |
| Feb 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2015 · Amount on File |
| Deed Sale | Sep 4, 2015 · Amount on File |
| Prior Sale | Jun 12, 2009 · Amount on File |
| Deed Book / Page | 8438 / 21 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 70 GROTTO AVE, WARWICK, RI 02888-3916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0009971-32 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 9971/32 |
| Instrument | 20142 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 70 GROTTO AVE, WARWICK, RI 02888-3916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010206-234 |
|---|---|
| Date | Sep 7, 2022 |
| Book Page | 10206/234 |
| Instrument | 12848 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 70 GROTTO AVE, WARWICK, RI 02888-3916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00010416-1 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 10416/1 |
| Instrument | 12374 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 70 GROTTO AVE, WARWICK, RI 02888-3916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010661-115 |
|---|---|
| Date | Apr 10, 2025 |
| Book Page | 10661/115 |
| Instrument | 3585 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 31, 2024 |
| Property Address | 70 GROTTO AVE, WARWICK, RI 02888-3916 |
| Document Number | 0010534-32 |
| Book / Page | 10534 / 32 |
| Instrument Date | Jul 30, 2024 |
| Instrument | 2024-7813 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 70 GROTTO AVE, WARWICK, RI 02888-3916 |
| Document Number | 0020247814 |
|---|---|
| Date | Jul 31, 2024 |
| Instrument | 2024-7814 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 70 GROTTO AVE, WARWICK, RI 02888-3916 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9217-151 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 9217/151 |
| Instrument | 2026 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2039 |
The 2025 property tax bill for 70 Grotto Ave was $5,655.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,655.00 | $445,300 Land $124,400 Building $320,900 | |
| 2024 | $408,025 | ||
| 2023 | $5,169.00 (+5.77%) | $364,300 (+39.63%) Land $108,200 Building $256,100 | |
| 2022 | $4,887.00 | $260,900 Land $66,000 Building $194,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 70 Grotto Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978–1980) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 70 Grotto Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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