Hamilton County property record for 71 Ferndale Ave, Cincinnati, OH 45216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,559 sqft · built 1929 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,000 (Oct 2017) |
| Tax Bill | $3,423 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 245-0006-0134-00 |
| Primary APN | 245-0006-0134-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,559 sqft Living Area |
| Gross Area | 2,368 sqft |
| 1st Floor Area | 809 sqft |
| 2nd Floor Area | 750 sqft |
| Basement Area | 809 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 135 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 71 FERNDALE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45216-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 71 FERNDALE AVE 50 X 140 LOT 143 MER & MECH L & B |
| Legal Subdivision | MERCHANTS & MECHANICS LOAN BLDG ASSN |
| Legal Lot Number | 143 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 6000 |
71 Ferndale Ave is owned and occupied by an individual who bought it in October 2017.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 71 FERNDALE AVE, CINCINNATI, OH 45216-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 27, 2017 | Warranty Deed, Transfer · FHA Mortgage PEOPLES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on File |
| Deed Sale | Oct 27, 2017 · Amount on File |
| Prior Sale | Dec 14, 2005 |
| Deed Document Number | 201798872 |
| Prior Transfer Date | Jan 24, 1995 |
| Prior Transfer Doc | 0000016168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 71 FERNDALE AVE, CINCINNATI, OH 45216-1316 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 71 FERNDALE AVE, CINCINNATI, OH 45216-1316 |
| Document Number | 0000075456 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 15511/288 |
| Instrument | 2025-0075456 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 27, 2017 |
| Property Address | 71 FERNDALE AVE, CINCINNATI, OH 45216-1316 |
| Document Number | 0000008872 |
| Map Reference | MB 4 PG 212 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 17-0098872 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 FERNDALE AVE, CINCINNATI, OH 45216-1316 |
| Document Number | 0000008873 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 17-0098873 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 71 Ferndale Ave was $3,423, up 3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,423.00 (+3.04%) | $55,405 (-) Land $7,385 Building $48,020 | $158,300 Land $21,100 Building $137,200 |
| 2024 | $3,322.00 (-2.15%) | $55,405 (-) Land $7,385 Building $48,020 | |
| 2023 | $3,395.00 (+17.31%) | $55,405 (+30.83%) Land $7,385 Building $48,020 | $158,300 Land $21,100 Building $137,200 |
| 2022 | $2,894.00 Homeowner's exemption | $42,350 Land $6,965 Building $35,385 | |
| 2020 | $121,000 Land $19,900 Building $101,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 71 Ferndale Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Aug 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 71 Ferndale Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures