71 Emerald Ln, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 71 Emerald Ln, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,812 sqft · built 2024
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Oct 2025)
Tax Bill	$2,636 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-0050.0000`

Property Details

APN / Parcel Number

Primary APN	`08-19-0050.0000`
Alternative APN	`33-08-19-0050.0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,812 sqft Living Area
1st Floor Area	1,956 sqft
Basement Area	1,856 sqft
Finished Basement	1,856 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Concrete Block
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	71 EMERALD LN
City	BERKELEY SPRINGS
State	WV
Zip	25411-7608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWOODS S/D LOT 32 5.00 AC
Legal Subdivision	GREENWOODS S/D
Legal Lot Number	32
Jurisdiction	MORGAN WV
Township / Civil Division	2
Census Block Group	3
Census Block	3029
Census Tract	971001

Owner

71 Emerald Ln is owned and occupied by an individual who bought it in October 2025.

Source: Morgan County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	71 EMERALD LN, BERKELEY SPRINGS, WV 25411-7608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 31, 2025	Deed, Transfer
Apr 19, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Deed Document Number	2025915031
Deed Book / Page	303 / 163
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	71 EMERALD LN, BERKELEY SPRINGS, WV 25411-7608
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000514/1
Date	Oct 25, 2024
Book Page	514/1
Instrument	908024

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	71 EMERALD LN, BERKELEY SPRINGS, WV 25411-7608
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000513/456
Date	Oct 8, 2024
Book Page	513/456
Instrument	907587

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Oct 31, 2025
Property Address	71 EMERALD LN, BERKELEY SPRINGS, WV 25411-7608
Document Number	000303/163
Book / Page	303 / 163
Map Reference	MB 5 PG 75
Instrument Date	Oct 30, 2025
Instrument	915031
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 EMERALD LN, BERKELEY SPRINGS, WV 25411-7608

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Apr 19, 2024
Property Address	71 EMERALD LN, BERKELEY SPRINGS, WV 25411-7608
Document Number	000295/324
Book / Page	295 / 324
Instrument Date	Apr 17, 2024
Instrument	903521
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 71 Emerald Ln was $2,636, up % from the year before.

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,636.00 (+0.04%)	$265,920 (+100.63%) Land $25,740 Building $240,180	$443,200 (+100.63%) Land $42,900 Building $400,300
2025	$2,635.00	$132,540 Land $25,740 Building $106,800	$220,900 Land $42,900 Building $178,000
2023	$386.00	$19,320 (-) Land $19,320	$32,200 (-) Land $32,200
2022	$386.00	$19,320 Land $19,320	$32,200 Land $32,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 71 Emerald Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Emerald Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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