170 Emerald Ln, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 170 Emerald Ln, Berkeley Springs, WV 25411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2006
Lot Size	6.12 acres (266,587 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Jul 2020)
Tax Bill	$1,655 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-0045.0000`

Property Details

APN / Parcel Number

Primary APN	`08-19-0045.0000`
Alternative APN	`33-08-19-0045.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	2,880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Construction Type	Frame
Lot Area	266,587 sqft (6.12 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	170 EMERALD LN
City	BERKELEY SPRINGS
State	WV
Zip	25411-6759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWOODS S/D LOT 27 6.12 AC
Legal Subdivision	GREENWOODS S/D
Legal Lot Number	27
Jurisdiction	MORGAN WV
Township / Civil Division	2
Census Block Group	3
Census Block	3029
Census Tract	971001

Owner

170 Emerald Ln is owned and occupied by two individuals who bought it in July 2020.

Source: Morgan County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	170 EMERALD LN, BERKELEY SPRINGS, WV 25411-6759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	Aug 30, 2010 · Amount on File
Deed Document Number	2020868012
Deed Book / Page	276 / 572
Record Updated	Oct 29, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN WV
Recording Date	Jul 13, 2020
Property Address	170 EMERALD LN, BERKELEY SPRINGS, WV 25411-6759
Document Number	276/572
Book / Page	276 / 572
Instrument Date	Jul 7, 2020
Instrument	868012
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 EMERALD LN, BERKELEY SPRINGS, WV 25411-6759

Mortgage

Document Number	000453/821
Date	Jul 13, 2020
Book Page	453/821
Instrument	868013

Lender

Name	HOMESPIRE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 170 Emerald Ln was $1,655, up 2.1% from the year before.

Source: Morgan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,655.00 (+2.1%)	$166,980 (+2.35%) Land $35,640 Building $131,340	$278,300 (+2.35%) Land $59,400 Building $218,900
2025	$1,621.00	$163,140 Land $35,640 Building $127,500	$271,900 Land $59,400 Building $212,500
2023	$1,471.00 (+0.96%)	$147,060 (+0.95%) Land $32,700 Building $114,360	$245,100 (+0.95%) Land $54,500 Building $190,600
2022	$1,457.00	$145,680 Land $32,700 Building $112,980	$242,800 Land $54,500 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Emerald Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Emerald Ln is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Emerald Ln

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