Westerly Town property record for 71 Elm St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,439 sqft · built 1925 |
| Lot Size | 0.818 acres (35,621 sqft) |
| Owner | Trust on Record |
| Last Sale | $665,000 (Nov 2007) |
| Tax Bill | $14,322 (2025) |
| Deeds & Mortgages | Apr 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:76 B:83 |
| Primary APN | WEST M:76 B:83 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 4,439 sqft Living Area |
| Gross Area | 8,890 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,621 sqft (0.818 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Geothermal |
| Heating Fuel | Electric |
| Account Number | 23013831 |
|---|---|
| Street Address | 71 ELM ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 83 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 50801 |
Source: Westerly Town assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust on Record |
|---|---|
| Mailing Address | 15540 MONTEROSSO LN, 101, NAPLES, FL 34110-2750 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2007 · Amount on Record |
| Deed Sale | Nov 29, 2007 · Amount on Record |
| Deed Book / Page | 1688 / 27 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 71 ELM ST, WESTERLY, RI 02891-2135 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023-4774 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 2023/4774 |
| Instrument | 2023-1211 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2048 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,322.00 (+21.34%) | $1,840,900 (+58.47%) Land $285,400 Building $1,555,500 |
| 2023 | $11,803.00 (-2.36%) | $1,161,700 (-2.93%) Land $207,400 Building $954,300 |
| 2022 | $12,088.00 | $1,196,800 Land $207,400 Building $989,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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