Mitchell County property record for 71 Ellis Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,284 sqft · built 1958 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Company Name on Record |
| Last Sale | $250,000 (Jul 2024) |
| Tax Bill | $796 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jul 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0880-07-67-9986 |
| Primary APN | 0880-07-67-9986 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Lot Area | 26,136 sqft (0.6 acres) |
| Heating System | Central |
|---|
| Account Number | 555781432 |
|---|---|
| Street Address | 71 ELLIS RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAG BRANCH RD 1150 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950300 |
Source: Mitchell County records, as of October 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 588, SPRUCE PINE, NC 28777-0588 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 16, 2024 | Warranty Deed, Transfer |
| Jan 23, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2024 · Amount on Record |
| Deed Sale | Jul 16, 2024 · Amount on Record |
| Prior Sale | Jan 23, 2019 · Amount on Record |
| Deed Document Number | 2024001184 |
| Deed Book / Page | 670 / 541 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 71 ELLIS RD, SPRUCE PINE, NC 28777 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 240 BERRY HILL RD, SPRUCE PINE, NC 28777-5431 |
| Document Number | 000665/645 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 665/645 |
| Instrument | 2024000199 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 16, 2024 |
| Property Address | 71 ELLIS RD, SPRUCE PINE, NC 28777 |
| Document Number | 000670/541 |
| Book / Page | 670 / 541 |
| Instrument Date | Jul 16, 2024 |
| Instrument | 2024001184 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13024 BALLANTYNE CORPORATE PL # 550, 550, CHARLOTTE, NC 28277-2113 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jan 23, 2019 |
| Property Address | 71 ELLIS RD, SPRUCE PINE, NC 28777 |
| Document Number | 000598/466 |
| Book / Page | 598 / 466 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 2019000117 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 INDIAN TRL, BURNSVILLE, NC 28714-3121 |
| Name | Verified Name |
|---|---|
| Address | 145 FAIRWAY LN APT F, F, SPRUCE PINE, NC 28777-8857 |
| Document Number | 2019000118 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 2019000118 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Mitchell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $796.00 (+1.53%) | $124,500 (-) Land $12,800 Building $111,700 |
| 2023 | $784.00 | $124,500 Land $12,800 Building $111,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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