192 Ellis Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 192 Ellis Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1930
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$78,500 (Jan 2021)
Tax Bill	$351 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0880-07-68-9222`

Property Details

APN / Parcel Number

Primary APN	`0880-07-68-9222`
Alternative APN	`555783480`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Wood
Foundation Type	Raised
Lot Area	45,738 sqft (1.05 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	555783480
Street Address	192 ELLIS RD
City	SPRUCE PINE
State	NC
Zip	28777-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MINPRO 1150
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1000
Census Tract	950300

Owner

Source: Mitchell County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	87 PINECREST DR, ALEXANDER, NC 28701-9618
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Feb 21, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	2021104
Deed Book / Page	622 / 914
Last Transfer Date	Nov 13, 2024
Transfer Doc	000673/699
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jan 15, 2021
Property Address	192 ELLIS RD, SPRUCE PINE, NC 28777-9416
Document Number	000622/914
Book / Page	622 / 914
Instrument Date	Jan 15, 2021
Instrument	2021000104
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	454 HAWKINS BRANCH RD, 454, SPRUCE PINE, NC 28777-8764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 ELLIS RD, SPRUCE PINE, NC 28777-9416

Mortgage

Document Number	2021000105
Date	Jan 15, 2021
Instrument	2021000105

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Feb 21, 2018
Property Address	192 ELLIS RD, SPRUCE PINE, NC 28777-9416
Document Number	000588/480
Book / Page	588 / 480
Map Reference	MB 561 PG 831
Instrument Date	Dec 29, 2017
Instrument	2018000287
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$351.00	$54,900 (-) Land $15,400 Building $39,500
2025	$351.00 (+1.74%)	$54,900 (-) Land $15,400 Building $39,500
2023	$345.00	$54,900 Land $15,400 Building $39,500	$54,900 Land $15,400 Building $39,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable · Fiber in parts of the area	400 / 24
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ellis Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures