Middlesex County and Dracut Town property record for 71 Derby St, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,132 sqft · built 1988 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $166,900 (May 1988) |
| Tax Bill | $5,220 (2026) |
| Deeds & Mortgages | Jan 2024 Transfer Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:51 B:14 L:2 |
| Primary APN | DRAC M:51 B:14 L:2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,500 sqft (0.264 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 938023 |
|---|---|
| Street Address | 71 DERBY ST |
| City | DRACUT |
| State | MA |
| Zip | 01826-3920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 14 |
| Legal Lot Number | 2 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 314301 |
71 Derby St is owner-occupied and held in a trust since January 2024.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 71 DERBY ST, DRACUT, MA 01826-3920 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Feb 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 1988 · Amount on File |
| Deed Sale | May 31, 1988 · Amount on File |
| Last Transfer Date | Jan 11, 2024 |
| Transfer Doc | 038283-123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Jan 17, 2024 |
| Property Address | 71 DERBY ST, DRACUT, MA 01826-3920 |
| Document Number | 038283-123 |
| Book / Page | 38283 / 123 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 1228 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 71 DERBY ST, DRACUT, MA 01826-3920 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 71 DERBY ST, DRACUT, MA 01826-3920 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0036379-99 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 36379/99 |
| Instrument | 60217 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 71 DERBY ST, DRACUT, MA 01826-3920 |
| Document Number | 32825-79 |
| Instrument Date | Feb 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 71 DERBY ST DRACUT MA 018263920, DRACUT, MA 01826-3920 |
| Document Number | 32825-79 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 032825/000079 |
| Instrument | 9174 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 13, 2024 |
The 2026 property tax bill for 71 Derby St was $5,220, up 2.5% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,220.00 (+2.51%) | $539,800 (+7.27%) Land $211,800 Building $328,000 | $535,230 (-) |
| 2025 | $5,092.00 (-1.79%) | $503,200 (+1.41%) Land $194,300 Building $308,900 | $535,230 (+3.95%) |
| 2024 | $5,185.00 (-0.19%) | $496,200 (+10.61%) Land $185,000 Building $311,200 | $514,900 |
| 2023 | $5,195.00 | $448,600 Land $160,900 Building $287,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 71 Derby St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 71 Derby St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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