Middlesex County and Dracut Town property record for 70 Derby St, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,812 sqft · built 2018 |
| Lot Size | 0.401 acres (17,467 sqft) |
| Owner | Individual Name on File |
| Last Sale | $470,000 (Jun 2019) |
| Tax Bill | $6,592 (2026) |
| Deeds & Mortgages | Dec 2018 Refinance Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:51 L:5 |
| Primary APN | DRAC M:51 L:5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,812 sqft Living Area |
| Gross Area | 3,859 sqft |
| 1st Floor Area | 750 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 2,260 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,467 sqft (0.401 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 601110 |
|---|---|
| Street Address | 70 DERBY ST |
| City | DRACUT |
| State | MA |
| Zip | 01826-3921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 5 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 314301 |
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 70 DERBY ST, DRACUT, MA 01826-3921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance LOWELL FIVE CENTS SAVINGS BANK |
| Sep 27, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 3, 2018 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on File |
| Deed Sale | Jun 3, 2019 · Amount on File |
| Prior Sale | Oct 3, 2018 · Amount on File |
| Deed Document Number | 201921238 |
| Deed Book / Page | 33028 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 70 DERBY ST, DRACUT, MA 01826-3921 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32636-63 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 32636/63 |
| Instrument | 54174 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 70 DERBY ST, DRACUT, MA 01826-3921 |
| Document Number | 33543-256 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 70 DERBY ST DRACUT MA 018263921, DRACUT, MA 01826-3921 |
| Document Number | 33543-256 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 033543/000256 |
| Instrument | 49840 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Oct 3, 2018 |
| Property Address | 70 DERBY ST, DRACUT, MA 01826-3921 |
| Document Number | 32459-174 |
| Book / Page | 032459 / 000174 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 43464 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $456.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 86 BETTY ANN LN DRACUT MA 018262642, DRACUT, MA 01826-2642 |
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,592.00 (+0.4%) | $681,700 (+5.07%) Land $220,900 Building $460,800 | $586,530 (-) |
| 2025 | $6,566.00 (+2.05%) | $648,800 (+5.38%) Land $202,700 Building $446,100 | $586,530 (+2.12%) |
| 2024 | $6,434.00 (+2.35%) | $615,700 (+13.43%) Land $193,000 Building $422,700 | $574,370 |
| 2023 | $6,286.00 | $542,800 Land $167,800 Building $375,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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