Midland County property record for 71 Cheryl Dr, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,244 sqft |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Mar 2023) |
| Tax Bill | $3,554 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-700-500-131-00 |
| Primary APN | 040-700-500-131-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,244 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 972 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 61,420 sqft (1.41 acres) |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 71 CHERYL DR |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T14N R1E N 50 FT OF LOT 10, LOT 11, LOT 12 & S 50 FT OF LOT 13 STARK'S SUB. |
| Legal Subdivision | STARKS SUB |
| Legal Lot Number | 10-13 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOMER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 291200 |
71 Cheryl Dr is owned and occupied by an individual who bought it in March 2023.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 71 CHERYL DR, MIDLAND, MI 48640-8394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Mar 3, 2023 | Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 30, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2023 · Amount on File |
| Deed Sale | Mar 3, 2023 · Amount on File |
| Prior Sale | May 30, 2018 · Amount on File |
| Deed Book / Page | 1663 / 431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 71 CHERYL DR, MIDLAND, MI 48640-8394 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 71 CHERYL DR, MIDLAND, MI 48640-8394 |
| Document Number | 2025R10235 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025R-10235 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Mar 3, 2023 |
| Property Address | 71 CHERYL DR, MIDLAND, MI 48640-8394 |
| Document Number | 001663/431 |
| Book / Page | 1663 / 431 |
| Map Reference | LB D PG 41 |
| Instrument Date | Feb 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71 CHERYL DR, MIDLAND, MI 48640-8394 |
| Name | Verified Name |
|---|---|
| Address | 5112 CORTLAND ST, MIDLAND, MI 48642-3215 |
| Document Number | 0001663432 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 1663/432 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | May 30, 2018 |
| Property Address | 71 CHERYL DR, MIDLAND, MI 48640-8394 |
| Document Number | 1615/1013 |
| Book / Page | 1615 / 1013 |
| Map Reference | LB D PG 41 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71 CHERYL DR, 71, MIDLAND, MI 48640-8394 |
| Name | Verified Name |
|---|---|
| Address | 71 CHERYL DR, MIDLAND, MI 48640-8394 |
The 2025 property tax bill for 71 Cheryl Dr was $3,554 with a homeowner's exemption.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,400 | $260,800 | |
| 2025 | $3,554.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 71 Cheryl Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 19 (2004–2020) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 71 Cheryl Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMER TOWNSHIP serves 3,097 people · EPA ID MI0003223 |
|---|---|
| Water Source | Purchased surface water from CITY OF MIDLAND |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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