101 Cheryl Dr, Midland, MI 48640 Property Records

Midland County property record for 101 Cheryl Dr, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,848 sqft
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Jun 2017)
Tax Bill$2,603 (2025)
Deeds & MortgagesSep 2025 Mortgage
Oct 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-700-500-080-00

Property Details

APN / Parcel Number

Primary APN040-700-500-080-00

Interior

Full Baths2 Baths
Building Area1,848 sqft Living Area
1st Floor Area1,224 sqft

Exterior

Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area20,473 sqft (0.47 acres)
Garage Area840 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address101 CHERYL DR
CityMIDLAND
StateMI
Zip48640-8394
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT14N R1E LOT 8 STARK'S SUB.
Legal SubdivisionSTARKS SUB
Legal Lot Number8
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group3
Census Block3019
Census Tract291200

Owner

101 Cheryl Dr is owned and occupied by an individual who bought it in June 2017.

Source: Midland County records, as of August 4, 2026

Owner of RecordIndividual Name on File
Mailing Address101 CHERYL DR, MIDLAND, MI 48640-8394
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 10, 2022Intrafamily Transfer, Transfer · Stand-Alone Refinance
DOW CHEMICAL EMPLOYEES CU
Jun 1, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2017 · Amount on File
Deed SaleJun 1, 2017 · Amount on File
Prior SaleJun 1, 1984 · Amount on File
Deed Book / Page1606 / 777
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address101 CHERYL DR, MIDLAND, MI 48640-8394
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 CHERYL DR, MIDLAND, MI 48640-8394

Mortgage

Document Number2025R08064
DateSep 10, 2025
Instrument2025R-08064
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueOct 1, 2035

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateOct 10, 2022
Property Address101 CHERYL DR, MIDLAND, MI 48640-8394
Document Number001660/908
Book / Page1660 / 908
Map ReferenceLB D PG 41
Instrument DateOct 4, 2022
Transaction TypeTransfer
Record UpdatedOct 28, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3219W LONG RD, 3219W, BEAVERTON, MI 48612-9466

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 CHERYL DR, MIDLAND, MI 48640-8394

Mortgage

Document Number0001660909
DateOct 10, 2022
Instrument1660/909
Lender
NameDOW CHEMICAL EMPLOYEES CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueOct 4, 2052

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJun 1, 2017
Property Address101 CHERYL DR, MIDLAND, MI 48640-8394
Document Number1606/0777
Book / Page1606 / 0777
Map ReferenceLB D PG 41
Instrument DateJun 1, 2017
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1107 HOLYROOD ST, 1107, MIDLAND, MI 48640-6309

Transferred To (Grantee/Buyer)

NameVerified Name
Address1563 E BETH ANN LN, MIDLAND, MI 48640-8396

Tax Assessment & Valuation

The 2025 property tax bill for 101 Cheryl Dr was $2,603 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$131,100$262,200
2025$2,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Cheryl Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims19 (2004–2020)
Claims Outside the SFHA4 of 19
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Cheryl Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOMER TOWNSHIP
serves 3,097 people · EPA ID MI0003223
Water SourcePurchased surface water from CITY OF MIDLAND
Last State InspectionJun 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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