Midland County property record for 101 Cheryl Dr, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,848 sqft |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jun 2017) |
| Tax Bill | $2,603 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-700-500-080-00 |
| Primary APN | 040-700-500-080-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Architectural Style | Bi-Level |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 101 CHERYL DR |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-8394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T14N R1E LOT 8 STARK'S SUB. |
| Legal Subdivision | STARKS SUB |
| Legal Lot Number | 8 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOMER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 291200 |
101 Cheryl Dr is owned and occupied by an individual who bought it in June 2017.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 CHERYL DR, MIDLAND, MI 48640-8394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 10, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Refinance DOW CHEMICAL EMPLOYEES CU |
| Jun 1, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on File |
| Deed Sale | Jun 1, 2017 · Amount on File |
| Prior Sale | Jun 1, 1984 · Amount on File |
| Deed Book / Page | 1606 / 777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 101 CHERYL DR, MIDLAND, MI 48640-8394 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 101 CHERYL DR, MIDLAND, MI 48640-8394 |
| Document Number | 2025R08064 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 2025R-08064 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 10, 2022 |
| Property Address | 101 CHERYL DR, MIDLAND, MI 48640-8394 |
| Document Number | 001660/908 |
| Book / Page | 1660 / 908 |
| Map Reference | LB D PG 41 |
| Instrument Date | Oct 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3219W LONG RD, 3219W, BEAVERTON, MI 48612-9466 |
| Name | Verified Name |
|---|---|
| Address | 101 CHERYL DR, MIDLAND, MI 48640-8394 |
| Document Number | 0001660909 |
|---|---|
| Date | Oct 10, 2022 |
| Instrument | 1660/909 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jun 1, 2017 |
| Property Address | 101 CHERYL DR, MIDLAND, MI 48640-8394 |
| Document Number | 1606/0777 |
| Book / Page | 1606 / 0777 |
| Map Reference | LB D PG 41 |
| Instrument Date | Jun 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1107 HOLYROOD ST, 1107, MIDLAND, MI 48640-6309 |
| Name | Verified Name |
|---|---|
| Address | 1563 E BETH ANN LN, MIDLAND, MI 48640-8396 |
The 2025 property tax bill for 101 Cheryl Dr was $2,603 with a homeowner's exemption.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,100 | $262,200 | |
| 2025 | $2,603.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Cheryl Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 19 (2004–2020) |
| Claims Outside the SFHA | 4 of 19 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Cheryl Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMER TOWNSHIP serves 3,097 people · EPA ID MI0003223 |
|---|---|
| Water Source | Purchased surface water from CITY OF MIDLAND |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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