Nassau County and Hempstead Town property record for 71 Bernard St, Merrick, NY 11566
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,176 sqft · built 1949 |
| Lot Size | 0.12 acres (5,220 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Mar 2019) |
| Tax Bill | $11,236 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 62-006-00-0085 |
| Primary APN | 62-006-00-0085 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 5,220 sqft (0.12 acres) |
| Lot Dimensions | 113 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 25 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 62006 00850 |
|---|---|
| Street Address | 71 BERNARD ST |
| City | MERRICK |
| State | NY |
| Zip | 11566-4508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 025 |
| Legal Subdivision | MAP OF FREEPORT MERRICK ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 85 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 415102 |
Source: Nassau County and Hempstead Town records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 71 BERNARD ST, MERRICK, NY 11566-4508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Mar 12, 2019 | Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2019 · Amount on Record |
| Deed Sale | Mar 12, 2019 · Amount on Record |
| Prior Sale | Aug 7, 2014 · Amount on Record |
| Deed Document Number | 201922115 |
| Deed Book / Page | 13778 / 302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | May 28, 2026 |
| Property Address | 71 BERNARD ST, MERRICK, NY 11566-4508 |
| Document Number | 0000034637 |
| Book / Page | 48486 / 856 |
| Instrument Date | May 4, 2026 |
| Instrument | 202634637 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 71 BERNARD ST, MERRICK, NY 11566-4508 |
| Document Number | 0000034637, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 48486/856 |
| Instrument | 202634637 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 71 BERNARD ST, MERRICK, NY 11566-4508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0444600846 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 44460/846 |
| Instrument | 2020-073350 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 71 BERNARD ST, MERRICK, NY 11566-4508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0444600829 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 44460/829 |
| Instrument | 2020-073349 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Mar 12, 2019 |
| Property Address | 71 BERNARD ST, MERRICK, NY 11566-4508 |
| Document Number | 0137780302 |
| Book / Page | 13778 / 302 |
| Map Reference | MAP 629 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 2019-022115 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,980.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 WHITEWOOD DR, ROSLYN, NY 11576-3030 |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Secondary School District | Bellmore-Merrick Central High School District (07 - 12) |
| Elementary School District | Merrick Union Free School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348 (-5.18%) Land $202 Building $146 | $348,000 (-5.18%) | |
| 2025 | $11,236.00 (+10.23%) | ||
| 2023 | $10,193.00 Additional exemption filed | $367 Land $213 Building $154 | $367,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 214 (1979–2023) |
| Claims Outside the SFHA | 102 of 214 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - MERRICK private · serves 135,000 people · EPA ID NY2902840 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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