1685 Bernard St, Merrick, NY 11566 Property Records

Nassau County and Hempstead Town property record for 1685 Bernard St, Merrick, NY 11566

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,634 sqft · built 1967
Lot Size0.176 acres (7,659 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Oct 1999)
Tax Bill$17,969 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Flood ZoneZone AE (high risk)
APN62-004-00-0379

Property Details

APN / Parcel Number

Primary APN62-004-00-0379
Alternative APNs
  • 2089-62-004-00-0379-0
  • 62004000379000000000
  • 282089 62.-4-379
  • 62004 03790

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,634 sqft Living Area
Gross Area3,402 sqft
1st Floor Area912 sqft
Basement Area285 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleTri-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area7,659 sqft (0.176 acres)
Lot Dimensions125 ft deep x 84 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area103 sqft
Balcony Area43 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number62004 03790
Street Address1685 BERNARD ST
CityMERRICK
StateNY
Zip11566-4500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 025
Legal SubdivisionMAP OF RIVIERA AT MERRICK
Legal Block4
Legal Lot Number379
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group5
Census Block5000
Census Tract415102

Owner

1685 Bernard St is owned and occupied by an individual who bought it in October 1999.

Source: Nassau County and Hempstead Town records, as of October 14, 2026

Owner of RecordIndividual Name on File
Mailing Address1685 BERNARD ST, MERRICK, NY 11566-4500
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 1999 · Amount on File
Deed SaleOct 18, 1999 · Amount on File
Deed Document Number1999464
Deed Book / Page11119 / 641
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address1685 BERNARD ST, MERRICK, NY 11566-4500
Transaction TypeMortgage
Record UpdatedFeb 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1685 BERNARD ST, MERRICK, NY 11566-4500

Mortgage

Document NumberM470420325
DateFeb 7, 2023
Book PageM47042/325
Instrument2023-8629
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressMERRICK, NY 11566
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 6, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1685 Bernard St was $17,969 with a senior citizen's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Secondary School DistrictBellmore-Merrick Central High School District (07 - 12)
Elementary School DistrictMerrick Union Free School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$628 (-) Land $291 Building $337$628,000 (-)
2025$17,969.00 Senior Citizen's exemption$628 Land $291 Building $337$628,000
2023$18,291.00 Homeowner's exemption$628 Land $291 Building $337$628,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1685 Bernard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 249 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims214 (1979–2023)
Claims Outside the SFHA102 of 214
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 3 claims
  • Hurricane Sandy, Nov 2012 · 178 claims
  • Hurricane Irene, Aug 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1685 Bernard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - MERRICK
private · serves 135,000 people · EPA ID NY2902840
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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