71 Beach St, Geneva, OH 44041 Property Records

Ashtabula County property record for 71 Beach St, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 828 sqft · built 1920
Lot Size0.208 acres (9,039 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Dec 2021)
Tax Bill$1,796 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN20-012-00-108-00

Property Details

APN / Parcel Number

Primary APN20-012-00-108-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area828 sqft Living Area
Gross Area1,062 sqft
1st Floor Area396 sqft
Upper Floors Area198 sqft
Basement Area234 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area9,039 sqft (0.208 acres)
Lot Dimensions177 ft deep x 51 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address71 BEACH ST
CityGENEVA
StateOH
Zip44041-1601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2
Legal SubdivisionCONNECTICUT WESTERN RESERVE
Legal Lot Number1
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3013
Census Tract802

Owner

Source: Ashtabula County records · APN 20-012-00-108-00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address201 OLD COUNTRY RD, MELVILLE, NY 11747-2799
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · VA Mortgage
DYNAGEN LENDING LLC
Apr 11, 2024Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jul 27, 2023Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Dec 20, 2021Warranty Deed, Transfer · VA Mortgage
US MORTGAGE CORP
Dec 30, 2020Survivorship Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 28, 2018Fiduciary Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Prior SaleDec 30, 2020 · Amount on Record
Deed Document Number202115758
Deed Book / Page759 / 1559
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address71 BEACH ST, GENEVA, OH 44041-1601
Transaction TypeMortgage
Record UpdatedMar 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 BEACH ST, GENEVA, OH 44041-1601

Mortgage

Document Number0000001395
DateFeb 23, 2026
Book Page864/315
Instrument2026-00001395
Lender
NameDYNAGEN LENDING LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address71 BEACH ST, GENEVA, OH 44041-1601
Transaction TypeMortgage
Record UpdatedMay 17, 2024
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 BEACH ST, GENEVA, OH 44041-1601

Mortgage

Document Number0000002910
DateApr 11, 2024
Book Page816/883
Instrument2024-00002910
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Address360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address71 BEACH ST, GENEVA, OH 44041-1601
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 BEACH ST, GENEVA, OH 44041-1601

Mortgage

Document Number0000006640
DateJul 27, 2023
Book Page800/1304
Instrument2023-00006640
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressWASHINGTON, DC 20579
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateDec 20, 2021
Property Address71 BEACH ST, GENEVA, OH 44041-1601
Document Number0000015758
Book / Page759 / 1559
Map ReferenceVOL 443 PG 717
Instrument DateDec 20, 2021
Instrument202100015758
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyVENTURE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 BEACH ST, GENEVA, OH 44041-1601

Mortgage

Document Number0007591563
DateDec 20, 2021
Instrument759/1563
Lender
NameUS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

December 2020: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionASHTABULA OH
Recording DateDec 30, 2020
Property Address71 BEACH ST, GENEVA, OH 44041-1601
Document Number0000013668
Book / Page727 / 1344
Map ReferenceVOL 443 PG 717
Instrument DateDec 28, 2020
Instrument202000013668
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address71 BEACH ST, GENEVA, OH 44041-1601

Mortgage

Document Number0007271348
DateDec 30, 2020
Instrument727/1348
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

September 2018: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionASHTABULA OH
Recording DateSep 28, 2018
Property Address71 BEACH ST, GENEVA, OH 44041-1601
Document Number0000009914
Book / Page668 / 2528
Map ReferenceVOL 443 PG 717
Instrument DateSep 26, 2018
Instrument201800009914
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 BEACH ST, GENEVA, OH 44041-1601

Mortgage

Document Number0000009915
DateSep 28, 2018
Instrument201800009915
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,796.00 (+67.69%)$22,020 (-) Land $7,460 Building $14,560$62,900 (-) Land $21,300 Building $41,600
2023$1,071.00 (+21.29%) Homeowner's exemption$22,020 (+23.09%) Land $7,460 Building $14,560$62,900 (+23.09%) Land $21,300 Building $41,600
2022$883.00 Homeowner's exemption$17,890 Land $5,740 Building $12,150
2020$51,100 Land $16,400 Building $34,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1980–1986)
Most Recent ClaimJun 1986 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 278 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGENEVA CITY PWS
serves 5,924 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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