Ashtabula County property record for 276 Beach St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 759 sqft · built 1920 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $59,000 (Jan 2026) |
| Tax Bill | $1,573 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-012-00-107-00 |
| Primary APN | 20-012-00-107-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 759 sqft Living Area |
| 1st Floor Area | 759 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 11,369 sqft (0.261 acres) |
| Lot Dimensions | 100 ft deep x 104 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 154 sqft |
| Deck Area | 150 sqft |
| Patio Area | 350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 276 BEACH ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 N |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 802 |
Source: Ashtabula County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5734 S RIDGE RD, MADISON, OH 44057-9739 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE LENDING |
| Jan 30, 2026 | Deed of Trust, Mortgage CHARLES STARR |
| Sep 18, 2025 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Sep 18, 2025 · Amount on Record |
| Deed Document Number | 2026728 |
| Deed Book / Page | 862 / 2202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Aug 24, 2026 |
| Property Address | 276 BEACH ST, GENEVA, OH 44041-1606 |
| Document Number | 0000008007 |
| Book / Page | 878 / 1909 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 20268007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5734 S RIDGE RD, MADISON, OH 44057-9739 |
| Document Number | 0000008007, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 878/1909 |
| Instrument | 20268007 |
| Name | UNITED MORTGAGE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 276 BEACH ST, GENEVA, OH 44041-1606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | COMPETITIVE TITLE AGENCY INC, COMPETITIVE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000000729 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 862/2206 |
| Instrument | 2026-00000729 |
| Name | CHARLES STARR |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Sep 18, 2025 |
| Property Address | 276 BEACH ST, GENEVA, OH 44041-1606 |
| Document Number | 0000008918 |
| Book / Page | 853 / 521 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025-00008918 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3046 BRECKSVILLE RD STE D, D, RICHFIELD, OH 44286-9252 |
| Investor | Possibly a Property Investor |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,573.00 (-3.26%) | $19,290 (-) Land $9,310 Building $9,980 | $55,100 (-) Land $26,600 Building $28,500 |
| 2024 | $1,626.00 (+257.36%) | $19,290 (-) Land $9,310 Building $9,980 | $55,100 (-) Land $26,600 Building $28,500 |
| 2023 | $455.00 (+34.22%) Homeowner's exemption | $19,290 (+24.37%) Land $9,310 Building $9,980 | $55,100 (+24.38%) Land $26,600 Building $28,500 |
| 2022 | $339.00 Homeowner's exemption | $15,510 Land $7,180 Building $8,330 | |
| 2020 | $44,300 Land $20,500 Building $23,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1980–1986) |
| Most Recent Claim | Jun 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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