St. Clair County property record for 7099 Meldrum Rd, Ira, MI 48023
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1973 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Dec 2023) |
| Tax Bill | $2,268 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-23-260-0008-000 |
| Primary APN | 74-23-260-0008-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 170 ft deep x 60 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7099 MELDRUM RD |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 22 CADILLAQUA SUBDIVISION |
| Legal Subdivision | CADILLAQUA SUBDIVISION |
| Legal Lot Number | 22 |
| Legal Unit | 22 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 650100 |
7099 Meldrum Rd is owned and occupied by an individual who acquired it in January 2024.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7099 MELDRUM RD, IRA, MI 48023-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2024 | Intrafamily Transfer, Transfer |
| Dec 15, 2023 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC |
| Apr 25, 2022 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on File |
| Deed Sale | Dec 15, 2023 · Amount on File |
| Prior Sale | Feb 25, 2015 · Amount on File |
| Deed Document Number | 202321709 |
| Deed Book / Page | 5676 / 812 |
| Last Transfer Date | Jan 23, 2024 |
| Transfer Doc | 0005692137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 22, 2024 |
| Property Address | 7099 MELDRUM RD, IRA, MI 48023-2427 |
| Document Number | 0005692137 |
| Book / Page | 5692 / 137 |
| Map Reference | LB 35 PG 6 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 2024002924 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7099 MELDRUM RD, IRA, MI 48023-2427 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7099 MELDRUM RD, IRA, MI 48023-2427 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 15, 2023 |
| Property Address | 7099 MELDRUM RD, IRA, MI 48023-2427 |
| Document Number | 0005676812 |
| Book / Page | 5676 / 812 |
| Map Reference | LB 35 PG 6 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 2023021709 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7099 MELDRUM RD, IRA, MI 48023-2427 |
| Name | Verified Name |
|---|---|
| Address | 9635 ARNOLD RD, IRA, MI 48023-1103 |
| Document Number | 0005674140 |
|---|---|
| Date | Dec 1, 2023 |
| Book Page | 5674/140 |
| Instrument | 2023020977 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7099 MELDRUM RD, IRA, MI 48023-2427 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | JBN TITLE, JB TITLE |
| Name | Verified Name |
|---|---|
| Address | 7099 MELDRUM RD, IRA, MI 48023-2427 |
| Document Number | 0005514377 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 5514/377 |
| Instrument | 2022010492 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7099 MELDRUM RD, IRA, MI 48023-2427 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7099 MELDRUM RD, IRA, MI 48023-2427 |
| Document Number | 0005471270 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 5471/270 |
| Instrument | 2022000207 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 7099 Meldrum Rd was $2,268 with a homeowner's exemption, up 7.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,900 (+2.71%) | $151,800 | |
| 2025 | $2,268.00 (+7.69%) Homeowner's exemption | $73,900 | |
| 2024 | $2,106.00 | $147,800 | |
| 2023 | $59,900 | ||
| 2022 | $1,437.00 | $119,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7099 Meldrum Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1982–1987) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Dec 1987 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7099 Meldrum Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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