St. Clair County property record for 7088 Meldrum Rd, Ira, MI 48023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,348 sqft · built 1992 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Sep 2019) |
| Tax Bill | $3,097 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-23-570-0007-000 |
| Primary APN | 74-23-570-0007-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,348 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Basement Area | 1,384 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 15,987 sqft (0.367 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7088 MELDRUM RD |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 7 STAR VILLA |
| Legal Subdivision | STAR VILLA SUBDIVISION |
| Legal Lot Number | 7 |
| Legal Unit | 7 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | IRA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 650100 |
Source: St. Clair County records · APN 74-23-570-0007-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7088 MELDRUM RD, IRA, MI 48023-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP |
| Sep 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2019 · Amount on Record |
| Deed Sale | Sep 05, 2019 · Amount on Record |
| Deed Document Number | 201918174 |
| Deed Book / Page | 5093 / 462 |
| Prior Transfer Date | Jun 19, 2014 |
| Prior Transfer Doc | 004527/467 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7088 MELDRUM RD, IRA, MI 48023-2426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7088 MELDRUM RD, IRA, MI 48023-2426 |
| Document Number | 0052550266 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 5255/266 |
| Instrument | 2020025234 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROLLING MEADOWS, IL 60008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 05, 2019 |
| Property Address | 7088 MELDRUM RD, IRA, MI 48023-2426 |
| Document Number | 0005093462 |
| Book / Page | 5093 / 462 |
| Map Reference | LB 88 PG 3-4 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 2019018174 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,218.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7088 MELDRUM RD, IRA, MI 48023-2426 |
| Document Number | 2019018175 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 2019018175 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | Anchor Bay School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,097.00 (-39.92%) Homeowner's exemption | $190,200 (+27.82%) | |
| 2024 | $5,155.00 (+10.74%) | $380,400 (+27.82%) | |
| 2023 | $148,800 | ||
| 2022 | $4,655.00 | $297,600 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476501003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1982–1987) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Dec 1987 · tidal / storm surge |
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 58 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0003390, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IRA TOWNSHIP serves 6,510 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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